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Mortgage Checklist
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The following information is provided to give you an indication of the qualifying criteria for mortgages and is by no means exhaustive.
Mortgage Loans
- Purchase Agreement
- Copy of Deed/ Certificate of Title
- Valuation Report (prepared by an approved Valuator/Quantity Surveyor)
- Copies of Lease Receipts (if applicable)
- Certificate of Occupancy – (if new property)
- Two Forms of Valid Identification (Identification Card, Driver's Permit/Passport)
- Confirmation of Savings/Debt
- Job Letter & Recent Pay Slip
- If Self –employed, Evidence to support Income e.g. Financial Statements for the Last 6-12 Months
New Construction Loans
- Planning Permission
- Builder’s Detailed Estimate
- Building Contract
- Quantity Surveyor’s Report
- Two Forms of Valid Identification (Identification Card, Driver's Permit/Passport)
- Confirmation of Savings/Debt
- Job Letter & Recent Pay Slip
- If Self –employed, Evidence to support Income e.g. Financial Statements for the Last 6-12 Months
Contact us for more information about our products, and the benefits of transferring your existing business to Scotiabank.
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