Choose an account that’s right for you!

Banking with Scotiabank is now even easier! 

We have simplified our accounts so you can take control of the future and choose the right account to satisfy your needs!  Make your selection, and begin your account opening process with our easy online steps.

Simplified account options:

Savings

Designed to separate your future goals from daily transactions.

  • Minimum opening balance J$5,000 or 100 units of other currencies
  • Interest bearing account
  • Automatic Savings Plan with bonus interest
  • Offered in multiple currencies
More details, Savings

Day-To-Day

Carry out your day-to-day banking with ease and convenience 

  • Do transfers, pay bills and make payments instantly
  • Free Online and Mobile Banking
  • Lower transaction fees  at Point of Sale (POS) & ATM machines
  • Minimum opening balance J$5,000
More details, Day-To-Day

Seniors

Specially designed for persons 65+.  

  • Ability to save and transact in one account
  • Free Point of Sale (POS) and Scotiabank ATM  transactions
  • Unlimited TeleScotia, Mobile and Internet banking with no monthly fee

More details, Seniors

ScotiaCare

For customers eligible for government assistance programmes.

  • No transaction fees on proprietary Point of Sale (POS) terminals and ATMs
  • No monthly fees for account maintenance
  • No minimum balance requirement
  • Free Scotia OnLine and Scotia Mobile banking
More details, ScotiaCare

Payroll

For individuals earning J$100,000.00 and less per month

  • Requires no minimum amount to open or maintain
  • Charges no fees for Proprietary (BNS) ATM and POS
  • Charges fees for Non-Proprietary ATM and POS
  • Restricted to one Payroll account per customer

More details, Payroll
Quick fee listing

Get quick access to our everyday bank account fees.

Fees

Additional benefits of choosing a Scotiabank account

Track your transaction fees in real time

More transparency: No more lump sum monthly charges

Lower transaction fees at POS & ATM machines

No fees for online transactions

Hello Real-Time Billing

No more monthly account service fees, only pay for each transaction you conduct. 

Find out more
Call for more information

Toll free from any landline in Jamaica

888-4-SCOTIA