Insurance & Specialty Products

Like many of us, you may find it challenging to grow substantial savings for such major events as financing your children's education or your retirement years.

Scotia Jamaica Life Insurance Company Limited *(SJLIC) offers insurance products to help you achieve your goals. We also offer credit protection on your loans, mortgages, credit cards and ScotiaLine accounts, helping you to protect you and your family from the unexpected.

We also offer you expert advice, insight and information to help you become financially independent.

Scotia Insurance products and services

Affirm from Scotia Insurance is a Universal Life Insurance policy that provides a flexible way to help protect your loved ones.

Affirm offers life insurance with investment potential. You can direct your total premium to the investment funds of your choice. Affirm offers you three different investment funds –a Money Market Fund, a Fixed Income Fund and a Growth Fund so you can build a portfolio that's just right for you.

You can add Accidental Death and Dismemberment coverage or Critical Illness coverage that pays a benefit if you are ever diagnosed with a covered illness, for comprehensive coverage within one policy.

ScotiaBRIDGE is an individual retirement plan which allows you to save towards retirement and receive tax-deferred earnings with tax-deductible contributions on up to 20% of your annual income.

A critical illness that covers you if you are diagnosed with any of the nine (9) specified critical illnesses.

ScotiaMINT combines life insurance protection of up to $1 million with tax-sheltered1 savings in one convenient, personalized financial solution.

ScotiaMINT Gold
ScotiaMINT Gold combines life insurance protection of up to $2 million with tax-sheltered1 savings in one convenient, personalized financial solution.

Payment Options
You can now add a lump sum to your ScotiaMINT or ScotiaMINT Gold policy or pay a missed premium without going into your branch by using our online Bill payment facility.

Credit Protection
We offer Life and Health Crisis Protection on your Single Premium and Level Premium Scotiabank Jamaica loans and Residential mortgages, as well as Life and Critical Illness Protection on your Scotiabank Visa and MasterCard® Credit Cards and ScotiaLine accounts.

Life Shelter
With Life Shelter you can protect your family from financial hardship in the event of your death

Lifetime Security
Life is full of so many twists and turns that you need to make sue that you're covered.Lifetime will do just that by giving you wider insurance coverage.

Heritage Education Savings Plan
An Education Savings Plan which is specially designed to support your children's education

1Subject to the applicable tax laws as revised from time to time.
ScotiaMINT and ScotiaMINT Gold are not covered by the Jamaica Deposit Insurance Corporation
® MasterCard is a registered trademark of MasterCard International Inc.

Did you know? Scotiabank has been in Jamaica since 1889.