The Scotia Jamaica Building Society, a subsidiary of Scotiabank, offers mortgages and ways to purchase real estate whether you're a first-time buyer or thinking of making a move to your next home. You can find a mortgage and financing solution to suit your individual needs through The Scotia Jamaica Building Society.
Review the mortgage options in the chart below and choose the one that best suits your needs and goals.
|Products Description||Term||Rate||Down Payment||Features|
|Residential Mortgage||30 years||Today's Rate||10%||Finance up to 90% of the purchase price or valuation of the property (whichever is lower) for a maximum term of 30 years|
|3-Yr Fixed Term Residential Mortgage (Professionals and/or University Graduates)||3 years||10%||Fixed rate for initial 3 years, converts to variable rate there after|
|Home Builder's Loan||2 years||10%||Must be converted to Residential Mortgage after 2 years|
|Mortgage for Investment||30||10%||On loans granted for investment purposes (residential rental properties), we finance up to 65% of the lower of the purchase price or valuation of the property being purchased for a maximum term of 30 years|
|Gold Key Mortgage||20 years||10%||Up to 20 years|
|Switch Mortgage||up to 30 years||N/A||Up to 30 years|
Conditions apply. All information contained herein is subject to change without notice.