Skip to page navigation Skip to main content.

ScotiaLine Personal Line of Credit

Right for you if:

  • You want additional financial flexibility
  • You want a line of credit that lets you decide when you borrow and how much you repay

It's not just another loan. Apply today and you could enjoy:

  • Spending up to a pre-determined limit
  • Unrestricted access to your credit. All you do is write a cheque at no charge.
  • A flexible repayment schedule that you control
  • Payments as low as interest only
  • Complimentary ScotiaLine personalized cheques
  • Comprehensive monthly statements for easy record keeping
  • No pre-payment penalty
  • Optional credit protection

Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.


Fees & Terms

15.75%

Jamaican $ base rate

No pre-payment penalty

Optional credit protection

See our current rates and fees for Scotiabank borrowing products.

Ready to apply

Advice

Life can be full of surprises: a wedding, a graduation, a major purchase like a new car or boat, even a home renovation. A Personal Line of Credit is a great way to help you realize your dreams and enjoy those special moments in life. Scotiabank will show you the flexibility and freedom in borrowing the right way.

Read more

We also offer:

Gold Personal Line of Credit
Gives you instant access to your credit whenever you need it, and once it's yours, it's yours for life!

ScotiaLine Personal Line of Credit

Right for you if:

  • You want additional financial flexibility
  • You want a line of credit that lets you decide when you borrow and how much you repay

It's not just another loan. Apply today and you could enjoy:

  • Spending up to a pre-determined limit
  • Unrestricted access to your credit. All you do is write a cheque at no charge.
  • A flexible repayment schedule that you control
  • Payments as low as interest only
  • Complimentary ScotiaLine personalized cheques
  • Comprehensive monthly statements for easy record keeping
  • No pre-payment penalty
  • Optional credit protection

Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.

Fees & Terms

15.75%

Jamaican $ base rate

No pre-payment penalty

Optional credit protection

See our current rates and fees for Scotiabank borrowing products.

Ready to apply

What do I need to apply?

Advice

Life can be full of surprises: a wedding, a graduation, a major purchase like a new car or boat, even a home renovation. A Personal Line of Credit is a great way to help you realize your dreams and enjoy those special moments in life. Scotiabank will show you the flexibility and freedom in borrowing the right way.

Read more

We also offer:

Gold Personal Line of Credit
Gives you instant access to your credit whenever you need it, and once it's yours, it's yours for life!