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Borrowing

Find a variety of loan and financing solutions tailored to your personal needs.

Whether you're buying a car, renovating your home, paying for your education or travelling the world, we can help you select the products and services that will minimise your borrowing costs and maximise your opportunities.


Scotiabank has a variety loans and lines of credit to
help you achieve your long- and short-term financial
and personal goals.

Prefer to talk to us?

Call us and let us help: 1-800-472-6842

Scotiabank 125th Anniversary

Loan Fund

  • Providing support to Jamaica's productive sector
  • Encourage the growth of Small Medium Enterprises
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Scotia Plan

Loan

  • A reliable loan that you can customize to your changing needs
  • Choose the repayment schedule that suits you
  • Select a payment amount that actually saves you interest
More details Additional Moneyback Chequing Account highlights

Scotia Plan

Loan

  • 15.75% Jamaican $ base rate
  • Optional security protection
  • Fixed monthly payments
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Home Equity

Loan

  • This flexible loan lets you use the equity you've built in your home to finance other purchases or home improvements
  • Borrow up to $10 million with 10 years to repay
  • Borrow up to 75% of the appraised value of your home
More details Additional Scotia One Account highlights

Home Equity

Loan

  • 15.75% Jamaican $ base rate
  • Enjoy the benefits of our competitive interest rates
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ScotiaWheels

Loan

  • A comprehensive suite of products that will make purchasing that new or used car easier than you think!
  • Enjoy extended terms and competitive rates
  • Get up to 100% financing and start driving sooner
More details Additional Basic Banking Plan highlights

Scotiabank Personal Line of Credit

  • An excellent way to give yourself some added financial flexibility
  • Get unrestricted access to your credit whenever you need it
More details Additional Powerchequing Account highlights

Scotiabank Personal Line of Credit

  • Make payments as low as interest only and keep more cash in your pocket
  • 15.75% Jamaican $ base rate
  • No pre-payment penalty
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Scotiabank Gold Personal Line of Credit

  • Enjoy the financial freedom of having available credit to make those special purchases
  • Get instant access to your credit whenever you need it
More details Additional Basic Banking Account highlights

Scotiabank Gold Personal Line of Credit

  • Enjoy an interest rate lower than most personal loans
  • 15.75% Jamaican $ base rate
  • Once it's yours, it's yours for life
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Scotiabank Mortgage Solutions

  • Your dreams of owing your own home are closer to coming true with our trusted mortgage specialist and subsidiaries:
  • Bank of Nova Scotia Jamaica offers affordable terms
More details Additional Basic Banking Account highlights

Scotiabank Mortgage Solutions

  • Saver, Non-saver, Instant Qualifier and many more mortgage options
  • Speak to a mortgage specialist today to learn more
More details Flip Tile Over
Borrowing

Find a variety of loan and financing solutions tailored to your personal needs.

Whether you're buying a car, renovating your home, paying for your education or travelling the world, we can help you select the products and services that will minimise your borrowing costs and maximise your opportunities.

Scotiabank has a variety loans and lines of credit to help you achieve your long- and short-term financial and personal goals.

Prefer to talk to us? Call us and let us help: 1-800-472-6842

Scotia Plan Loan

Home Equity Loan

ScotiaWheels Loan

Scotiabank Personal Line of Credit

Scotiabank Gold Personal Line of Credit

Scotiabank Mortgage Solutions

Tools and Advice

More About Mortgages