Scotiabank Visa

Right for you if:

  • You want the freedom of a credit card with no annual fee!
  • Scotiabank Visa® gives you all the benefits of Visa® with no annual fee for the first year, and none ever if your purchases amount to an average of at least JM $30,000 monthly.
  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window
  • Visa Travel Accident Insurance for up to US$75,000 when travel tickets are purchased in full with your card
  • Peace of mind with emergency services available through Visa International Service Centre
  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to US$15,000 in the event of death
  • You can add up to three additional cards for your family and friends and, as long as you meet the annual spending requirement, they will be NO FEE too!

*Please refer to Rates and Fees for full details.


Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

chip

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

chip

At a Glance

NEW! $0*

Annual Fee

*Conditions Apply.

US$75,000 Visa Travel Accident Insurance

US$15,000

Credit Life Protection

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Rates & Fees

Rates and fees vary depending on the Credit Card you choose. Download this easy-to-follow guide and choose the card best suited to your needs.

Download Credit Card Rates. PDF [292 kb]

Visa Terms, Conditions and Agreement

Visa may at any time revise these terms by updating this document. Please visit this section to review the current terms from time to time.

Visa Terms, Conditions, Limitations and Liabilities [PDF: 74 kb]

Ready To Apply?

NEW: Effective Immediately, you may be subjected to currency conversion fees and taxes on your account when you use your Visa Debit or Credit card at retailers and service providers located in Bahamas who process transactions in US Dollars. These charges will be reflected on your monthly debit and credit card statement. Please refer to your card holder agreement for further information.