Scotia CardPoint Merchant Services is a complete package designed to handle credit and debit card processing with one convenient point-of-sale terminal. An ideal service for large merchants with multiple locations, as well as for smaller, single location merchants, it is also flexible enough to accommodate very specific business needs, such as hotel transactions or Internet sales. Scotia CardPoint Merchant Services enables your customers to pay quickly. And you're assured that you'll be paid quickly, too.

Credit Card Processing – Electronic

This is the most convenient way to accept credit card payments. You no longer have to run slips through a manual imprinter, fill them in and visit your bank to deposit them. By partnering with the world's largest credit card processor, First Data Merchant Services, Scotia CardPoint Merchant Services streamlines the transaction process. The electronic processing system makes it quick and easy for you to accept and receive settlement for payments using VISA^®, MasterCard^®, American Express^® and Discover/Novus^® credit cards.

Credit Card Processing – Paper

Paper-based credit card processing is ideal for merchants who want to accept credit cards from their customers, but don't expect a large number of transactions. This service is also well suited for merchants who are just starting up and want to keep their operating costs to a minimum. Scotia CardPoint Merchant Services offers a portable, easy-to-use manual card imprinter that enables you to accept payment from customers using their VISA^® or MasterCard^® credit cards.

Credit Card Processing – Internet

Internet commerce, also known as e-commerce, is changing the way business is done all around the world. It won't be long before almost every type of product and service imaginable will be available for purchase over the Internet. Already, booking travel arrangements is one of the most popular uses for e-commerce. Scotia CardPoint Merchant Services enables you to tap into millions of potential customers with an affordable, reliable and secure payment processing service you can trust.

Travel and Entertainment Merchant Services – Guest Plus

Guest Plus software is a premier PC-based payment processing system for the lodging industry. It's designed to provide ultimate flexibility and control for your credit card transactions, enhancing your company's productivity and bottom-line profits.

Guest Plus software can process and accept all major credit cards. The PC-based application links various point-of-sale locations within your property – such as the gift shops, restaurants and lounges – with the front desk. Authorization terminals at point-of-sale locations capture all the required credit card data, which is then transferred automatically to your centralized Guest Plus PC for convenient tracking of credit card transactions.

Debit Card Processing

Scotia CardPoint Merchant Services lets your customers buy what they want, when they want it. They are no longer limited by how much cash they have in their wallets. When you sign up for our debit card processing service, customers can choose to pay for a purchase with any participating, locally issued debit card. If you like, you may combine debit card processing with our credit card processing services. When you do this, your customers can also choose to use a major credit card, such as VISA^®, MasterCard^®, American Express^® or Discover/Novus^®. You maximize the benefits of the Scotia CardPoint Merchant Services solution by being able to process all your card payments through one terminal, and receive settlement for all sales automatically into one account.

^®VISA is a registered trademark of VISA International Service
  Association
^®MasterCard is a registered trademark of MasterCard International
  Inc.
^®American Express is a registered trademark of American Express
  Company
^®Discover/Novus are registered trademarks of Discover Financial
  Services, Inc., a Morgan Stanley Company