Scotiabanks working capital solutions can enable you to maintain enough capital to operate, weather seasonal ups and downs and act on growth opportunities. Our customisable credit products are fully scalable to your evolving needs.

Demand Loans(U.S. Dollar and Local Currency)

Use U.S. dollar or local currency demand loans to:

• Purchase raw materials for manufacturing
• Enhance your working capital
• Finance receivables

Take advantage of Scotiabanks flexible payment arrangements, including monthly instalments or lump sums.

Overdraft

Get overdraft protection with a competitive interest rate as a safety net to meet short-term working capital needs and eliminate overdraft handling service charges.