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Senior Management Team

As a global and publicly traded bank, Scotiabank recognises the need to adhere to international corporate governance in addition to respecting and following best local practices in Guyana. Sound corporate governance policies and practices are important to add shareholder value and maintain the confidence of customers and investors alike.


Raymond Smith, Country Manager, Scotiabank Guyana

Raymond is a career banker having initially joined Scotiabank Trinidad and Tobago in July 1979 as a Management Trainee. He has since held progressively senior roles including Field Auditor, Branch Manager, Sales Leader - Small Business Banking, Assistant General Manager - Lending Services, and his most recent position as District General Manager, Retail and Small Business Banking, where he was responsible for the operations of thirteen branches in Trinidad and Tobago.

A national of Trinidad and Tobago, Raymond was appointed Country Manager of Scotiabank Guyana with effect from March 10, 2015.

In his new role as Country Manager – Guyana, Raymond will be responsible for developing, communicating and implementing the Bank’s local business strategy, business goals and core values in alignment with Scotiabank’s International Banking and Corporate strategies.

A 1983 graduate of the University of the West Indies with a Bachelor of Arts degree, Raymond has successfully pursued post graduate programmes in Management and Banking at the Henley Management College and the Institute of Canadian Bankers.


Seugobin (Ravi) Sugrim, Senior Manager Team Lead, Corporate and Commercial Banking Centre, Scotiabank Guyana

Seugobin (Ravi) Sugrim joined Scotiabank in 2016 as a Relationship Manager in the Corporate & Commercial Banking Centre. Since joining the bank he has been instrumental in increasing the unit’s productivity while meeting strict compliance deadlines. His depth of knowledge and experience in banking, both at Scotiabank and at other financial institutions, propelled him to the position of Senior Manager Team Lead in May 2018.

Ravi has the overall responsibility for the growth and profitability of the commercial portfolio in Guyana. His focus on delivering results for our clients significantly contributes to the continued success of the commercial portfolio.

Ravi is bronze level ICCB certified and has a Diploma in Banking and Finance from the University of Guyana.


A. Joan Humphrey, Senior Manager, Operations and Administration, Scotiabank Guyana

Joan is the Senior Manager, Operations and Administration with responsibility for all key functional areas in Banking Operations, including Data Processing, Projects and Real Estate.

Since joining Scotiabank Guyana in 1992, Joan has held progressively senior roles in banking operations including branch management. This has allowed Joan to amass considerable expertise and she currently plays a key role in supporting growth and development of the Scotiabank Guyana franchise in Guyana.


Adele Farier, Senior Manager, Credit Risk Management, Scotiabank Guyana

Joining the Bank in April 1995, Adele’s career path over the period includes multiple lending and management roles in commercial banking, leading the Bank’s sales and marketing department and now credit risk management.

In September 2009, Adele was appointed as the Senior Manager, Credit Risk Management with responsibility for ensuring the Bank’s portfolio is maintained at an acceptable level of risk, branch support and ensuring well founded and profitable loan growth for the Bank as well as oversight for delinquency and problem loan management.

Adele holds a Bachelor of Social Science Degree in Business Management from the University of Guyana and is currently pursuing a Masters in Social & Civic Entrepreneurship via Bakke Graduate University, USA.


Juanita Allen, Senior Manager, Compliance, Scotiabank Guyana

Juanita Allen joined the Bank in September 2011 and holds the position of Senior Manager Compliance. She has responsibility for managing Scotiabank’s AML/ATF program throughout the Bank in Guyana.

Prior to joining the Bank, Juanita spent seven years in the Insurance industry as a legal adviser and gained valuable experience in both Guyana and in the EC region.

Juanita is a qualified Attorney -at- law and holds a Diploma in Public Communication and a Masters in Law.

Please visit our Canadian site to view our Executive Management team.