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Official Rules and Regulations

The transaction must be a purchase paid with a ScotiaCard. Required minimum purchase is EC$30/ANG20.

Eligibility
This contest is open to legal residents of Anguilla, Antigua, British Virgin Islands (when available), Dominica, Grenada, St. Kitts, St. Lucia, St. Maarten, St. Vincent, and Turks and Caicos (when available), 18 years of age or older, with the exception of employees of Scotiabank (hereinafter referred to as “The Bank”) and its respective parent companies, subsidiaries, and/or those living in the same household of each and their immediate families (spouses, parents, children and siblings and their respective spouses), its advertising agency, and/or those living in the same household of each. This contest runs from May 1, 2008 to July 31, 2008 where available.

How To Enter
For ScotiaCard customers: You will receive 1 entry automatically for every minimum purchase of EC$30/ANG 20 (local currency of the country of residence) provided your first purchase is posted to your account on or before July 31, 2008. Entries from unauthorised card use or made with a lost, stolen or fraudulent ScotiaCard are void. Your use of your ScotiaCard account to make a purchase constitutes your consent to participate in this contest and your consent for Scotiabank to obtain your name, address and other information for the purpose of administering this contest and for other uses as permitted by applicable law. Scotiabank reserves the right, in its sole discretion, to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this contest.

Consumer Disclosure
Only purchases posted to ScotiaCard accounts between May 1, 2008 and July 31, 2008 will be entered into the draw. The minimum purchase is EC$30/ANG 20 and each purchase during the promotion period will represent a chance to win. Cash advances, interest charges, service charges or annual membership fees do not qualify as purchase transactions. Transactions must be processed by Scotiabank to qualify. Transactions must be processed to the ScotiaCard account on or before July 31, 2008. Transactions posted to the ScotiaCard account after July 31, 2008 do not qualify.

Prizes
Panasonic 32” Class LCD HDTV or Kodak EasyShare C613 Digital Camera with Soft S Camera Case. There are a total of 6 HDTV’s and 60 Digital Cameras with Cases available for the countries listed above. You could win 1 prize. Each winner can only collect 1 prize. Scotiabank will not be responsible for changes to the prizes that occur outside of its control. The draw will be conducted by automatic, random selection on August 15, 2008.
All prizes subject to change at the sole discretion of Scotiabank and must be accepted as awarded. No substitutions are available. Prizes may differ from those featured in promotional material and advertising. Prizes cannot be substituted for any cash value. Winners will be notified by telephone, and will be required to provide proof of their age and to sign an Affidavit of Eligibility/Prize Acceptance and Release within 5 days of notification to be confirmed as winner. If the winner cannot be contacted by telephone within 5 days at a number in Scotiabank’s records, Scotiabank has the option to draw another name. The winners’ names will be posted in local Scotiabank branches. Winners must agree to the use of their name and photograph without compensation in any forthcoming publicity by Scotiabank. Winners will be responsible for any taxes, insurance and expenses not explicitly stated as part of their prize. The draws will be conducted by automatic, random selection on the date stated in the prize descriptions.

*Trademark of The Bank of Nova Scotia, used under licence (where applicable).



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