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More freedom is the best reward. ScotiaLine Gold is our premium and most exclusive borrowing solution. A personal line of credit, it supports your lifestyle with the freedom to borrow up to your established limit as often as you wish, for any reason you choose.
Consider a ScotiaLine Gold personal line of credit the ideal way to buy a car, boat, pay for home improvements, take an extended vacation, capitalise on worthwhile investment opportunities or save money by paying off higher-interest debts. However you use your ScotiaLine Gold personal line of credit, you will appreciate the way it subtly enhances your ability to create the life you choose on your terms.
Your personal line of credit is customised for you
With ScotiaLine Gold, the freedom to live your way is easily achieved. Your limit can be adjusted to fit your individual needs.
You may choose to secure your ScotiaLine Gold personal line of credit with the equity in your home, vacation property or investments to give you access to even higher credit limits and some of our lowest interest rates.
It’s borrowing at its best
With ScotiaLine Gold, interest is charged only on the balance you owe, at a rate lower than most personal loans, for significant savings. Just as you control how you use your ScotiaLine Gold personal line of credit, you also control how you repay it. Simply pay the minimum amount each month or add any additional amount you choose. As you repay your principal, your credit is restored. You will also be issued a ScotiaLine Gold card for convenient access to your line of credit, anytime, from virtually anywhere.
It’s yours for life
Once you’re approved, your ScotiaLine Gold personal line of credit is always there for you to use. No special approvals, no need to re-apply before a major purchase. You simply write a ScotiaLine Gold cheque or use your convenient ScotiaLine Gold card to make purchases or to access funds through ATMs around the world.
Designed for privacy and discretion
As a ScotiaLine Gold personal line of credit holder, you’ll be provided with a supply of complimentary personalised cheques. With these cheques, only you will know that you are accessing borrowed funds. As well, you will receive a personalised ScotiaLine Gold card, with a wide range of MasterCard® travel benefits built right in. Detailed statements sent to you monthly will make your record keeping easy and convenient.
Extra protection for your loved ones
Choose ScotiaLine Credit Life Protection for ScotiaLine Gold to help protect your family in the event of your death. It will pay off your outstanding ScotiaLine Gold balance, relieving your loved ones of added financial pressure. Joint coverage is available if you have a secondary cardholder. Premiums are based on your monthly balance and are conveniently billed directly to your ScotiaLine Gold personal line of credit. If your statement balance is zero during the previous month, you pay nothing. Coverage is pre-approved and no health questions are asked. It’s that easy.
Visit your Scotiabank branch today and find out why our most valued clients prefer ScotiaLine Gold.
®MasterCard is a registered trademark of MasterCard International Inc.
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