ScotiaGold Passport® for business Visa* Card
No longer being sold.
Product details
- Earn points with every card purchase2
- Book on any airline, anywhere, anytime3
Fees, rates & other information
Annual fee
$120
Interest rates
19.99% / 22.99%
On Purchases 19.99% / Cash Advances^ 22.99%
Credit limit
$5,000
Minimum; up to $100,000 unsecured
Each supplementary Card
Supplementary cards: $50
- Set individualized controls for employees for any and every aspect of business spend, and manage transactions from anywhere
- Drive efficiency and save time while making informed business decisions with reports and a customizable dashboard
- Add notes and photos of receipts in one convenient place with digital receipt capture
- Automatically export Visa card transactions to accounting software like Intuit QuickBooks, Sage Business Cloud and Xero
Visa Spend Clarity for Business
Powerful Spend Management
Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Your card comes with benefits
Rewards
- 1 point for every $1 spent2
- 5% cash back4 on travel purchases made through the Scene+ Travel Service3
- 50% off the annual fee of your personal ScotiaGold Passport Visa card5
- Transfer points between business and personal accounts or convert to Scene+TM points
Redeem rewards easily
Use your points for travel, merchandise or gift cards for your business.7
Treat yourself or someone else
Use your points to pick up your favourite brand-name products or get a gift card from restaurants, cafés and stores that you can use for your business.7
Combine your points
Also apply for a personal Scotia Gold Passport Visa card. Then you can simply combine points earned on both your business and personal Scotiabank credit cards when you’re ready to redeem.7
Travel for less
Get 5% cash back4 when you book airline tickets, car rentals and hotels through Scene+ Travel.3
Save when you shop
With Visa SavingsEdge* receive discounts on your business purchases.
Organize and track business expenses
Spending on your ScotiaGold Passport for business account is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.
Save on car rentals
Renting a car for business? Save on car rentals with discounts of up to 25% at participating AVIS car rental locations worldwide.
Get a supplementary Card
Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Manage your credit card
How can we help?
Phone
Prefer to talk to us.
In person
Talk to a Scotiabank advisor.
The Post Purchase Travel Redemption must be charged on your Program Card Account and recognized by our systems with the applicable Merchant Category Codes or identifiers. The Post Purchase Travel Redemption can include related taxes, booking fees, airport fees and travel insurance premiums. You must redeem Scene+ points within 12 months from the date when the Post Purchase Travel Redemption is posted to the Program Card Account (the posting date). It may take up to two statement periods for the points redeemed towards a Post Purchase Travel Redemption to appear as a credit on your Program Card Account. Points redeemed cannot be reversed once posted to the Account. To redeem Scene+ Points towards your Post Purchase Travel Redemption, the Program Card Account must be open and in good standing. The value of the points redeemed cannot exceed the amount of the Post Purchase Travel Redemption charged to your Program Card Account.
Cash Back Rebate on Travel Purchases made through Scene+ Travel (ScotiaGold Passport Visa Card or ScotiaGold Passport for business Visa Cards only) ScotiaGold Passport Visa Card accounts or ScotiaGold Passport for business Visa Card accounts can earn 5% in cash back (the “Cash Back Rebate”) on the amount of travel purchases made on their Program Card Account if:
1. the travel purchase is made through Scene+ Travel; and
2. the entire amount of the travel purchase is charged to the ScotiaGold Passport Visa Card account or ScotiaGold Passport for business Visa Card account.
Eligible purchases that can earn the Cash Back Rebate are limited to: airline tickets, car rentals and hotels booked through Scene+ Travel.
When using a combination of Scene+ Points and a ScotiaGold Passport or ScotiaGold Passport for business Visa Card to redeem points for a travel purchase through the Scene+ Travel Service, the Cash Back Rebate is applicable only to the portion of the travel purchase that is charged to the ScotiaGold Passport Visa Card or the ScotiaGold Passport for business Visa Card accounts, not any amount of the travel purchase for which a Scene+ Points redemption is applied.
A Cash Back Rebate can take up to 6 weeks post travel to be posted to your Program Card Account.