Additional Benefits for Members of Our Professional Alliances Learn More  A 20% discount on the already low SPP monthly fee. Reduced fees for fee-based investment accounts.³ A reduction in the minimum size for all investment accounts.4 10% reduction in trading commissions for ScotiaMcLeod Direct Investing accounts. Lower private banking fees, reduced from $100 to $75 per month.

Scotia Professional® Plan (SPP) is an all inclusive banking package, designed for professionals who are paid on a salaried basis, such as associates. SPP provides a convenient, cost effective way to manage your specialized banking needs, for a low monthly fee.

SPP for Your Professional Career

• Receive our Plan account with all service charges waived¹ and premium interest rates on surplus balances.
  
  
• Receive up to 100% financing on term loans, with flexible repayment terms, including deferment of principal payments for start-up practices, recent graduates and parental leaves.²
  
  
• Manage your banking, anywhere, anytime with
  Scotia OnLine® Financial Services.
  
  
• Your first order of Scotiabank cheques is free. Choose from the ChequeEssentials package or 200 marble, 2-to-a-page single cheques, in a choice of colours.

SPP for Your Personal Banking

• ScotiaGold Passport™ VISA* card with annual fee waived for an annual savings of $110.
  
  
• Mortgages and personal loans at our best available rate.²
  
  
• GICs at our best available rate.
  
  
• RSP and SDRSP plan administration fees waived.
  
  
• Receive a complimentary financial plan and preferred access to a dedicated team of expert advisors with expertise in: Financial Planning, Investment Management, Will and Estate Planning and Practice Protection and Succession.
  
  
• Free safety deposit box for the first year of your Scotia Professional Plan.
  

		Take the next step... As a professional employed in a salaried environment, choosing the right financial specialist to advise you will be one of the most important steps you take. Contact your Small Business advisor to discuss your unique situtation or for additional information. To apply for Scotia Professional Plan, please contact your local branch.

2  Pay-per-transaction fees are subject to change.

3  Subject to credit approval.

4  Only available for professionals using Scotia Professional Plan business banking.

5  Includes the following programs: Partnership Plus, i:Partner, The Summit Program, The Pinnacle Program, The Pinnacle Portfolios, The Sovereign™ Investment Program and LifePoints.

6  Excluding the ScotiaMcLeod Summit program.