Additional Benefits for Members of Our Professional Alliances Learn More A no-fee Scotia Powerchequing® account with unlimited transactions.4 Reduced fees for fee-based investment accounts.5 A reduction in the minimum size for all investment accounts.6 10% reduction in trading commissions for ScotiaMcLeod Direct Investing accounts. Private banking fees, reduced from $100 to $75 per month.

Scotia Professional® Plan (SPP) offers a convenient, cost effective way to manage both your business and personal banking with a comprehensive range of products and services.

SPP is an all-inclusive banking package that can save you hundreds of dollars a year¹ on your personal and business banking, for a low monthly fee.

SPP for Your Professional Career

• Your choice of business accounts:
  
  SPP Plus Account Plan offering 110 transactions per month for a low monthly fee
  or
  Account Plan for business™ with a 20% discount on the option you select - a savings of up to $22 a month¹
  or
  the Basic Business Account with fees on a per-transaction² basis, while receiving premium interest rates on your surplus balances
  
  
• Receive up to 100% financing on equipment and operating loans at competitive rates.³ Flexible repayment terms, including deferment of principal payments for start-up practices, recent graduates and parental leaves³
  
  
• Receive preferred merchant discount rates through our alliance with Paymentech Canada
  
  
• Manage your business and personal banking, anywhere, anytime with Scotia OnLine® Financial Services.
  
  
• Your first order of Scotiabank cheques is free. Choose from the ChequeEssentials package or 200 marble,
  2-to-a-page single cheques, in a choice of colours.

SPP for Your Personal Banking

• ScotiaGold Passport™ VISA* card with annual fee waived for an annual savings of $110.
  
  
• Mortgages and personal loans at our best available rate.³
  
  
• GICs at our best available rate.
  
  
• RSP and SDRSP plan administration fees waived.
  
  
• Receive a complimentary financial plan and preferred access to a dedicated team of expert advisors with expertise in: Financial Planning, Investment Management, Will and Estate Planning and Practice Protection and Succession.
  
  
• Free safety deposit box for the first year of your Scotia Professional Plan.

		Take the next step... When you're the key person in your practice, choosing the right financial specialist to advise you will be one of the most important steps you take. Contact your Small Business advisor to discuss your unique situtation or for additional information. To apply for Scotia Professional Plan, please contact your local branch.

1 Amount of savings is dependent on products selected.

2 Pay-per-transaction fees are subject to change.

3 Subject to credit approval.

4 Only available for professionals using Scotia Professional Plan business banking.

5 Includes the following programs: Partnership Plus, i:Partner, The Summit Program, The Pinnacle Program, The Pinnacle Portfolios, The Sovereign™ Investment Program and LifePoints.

6 Excluding the ScotiaMcLeod Summit program.