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Returns for Scotia Cash Equivalent Funds

For the period ended June 30, 2008.

Average Annual Compound Rates of Return
Cash Equivalent Funds
Fund Name Current
Yield*		 Effective
Yield*		 1Yr
%		 3Yr
% 		5Yr
%		 10Yr
%
Scotia T-Bill Fund
(Inception Oct. 1991)		 1.63% 1.64% 2.69 2.61 2.10 2.65
Scotia Premium T-Bill Fund
(Inception July 1992)		 2.16% 2.19% 3.28 3.19 2.68 3.22
minimum $250,000 to $1,000,000 2.37% 2.40% 3.50 3.41 2.89 N/A
minimum > $1,000,000 2.53% 2.56% 3.66 3.57 3.06 N/A
Scotia Money Market Fund
(Inception Aug. 1990)		 2.57% 2.60% 3.38 2.93 2.40 2.90
Scotia U.S. $ Money Market Fund
(Inception Sept. 1996)		 1.32% 1.33% 3.12 3.52 2.35 2.77


*This is an annualized historical yield based on the seven day period ended on June 30, annualized in the case of effective yield by compounding the seven day return) and does not represent an actual one year return.

Convenient ways to invest in ScotiaFunds:
Online through Scotia OnLine®.
By phone at 1 800 268-9269
At your local Scotiabank branch.
Contact ScotiaMcLeod, or ScotiaMcLeod Direct Investing to invest online or by phone.

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