Leasing, rather than purchasing equipment, often makes good business sense. It gives you the freedom to use your money to make money - whether it's for investing, to free up cash flow or to put something back into your business. Benefits of leasing include:

• reducing costs - defer PST & GST payments
• flexibility - a variety of interest rates and currencies; a payment schedule that meets your needs
• freeing up cash - up to 100% financing (including delivery and installation costs) or a sale and leaseback for assets you already own

Apples to Apples

Scotiabank leasing specialists simplify the leasing process, allowing you to acquire the equipment your business needs quickly and conveniently. For a nominal fee, they can provide you with a customized analysis demonstrating the potential benefits of leasing versus traditional equipment acquisition.

Our leasing specialists also know that not all leases are created equal. So, when you're comparing quotes, things like rates, timing of payments, fees, term and security deposits must be carefully considered. They will customize a leasing option to suit your business with:

• competitive rates
• the option of US dollar leases (some restrictions apply)
• fixed payments or a floating rate for easy budgeting
• a full range of payment options including seasonal payments
• the convenience of acquiring equipment with Equipment Financing Lines so you don't have to apply for credit each time

To begin the leasing application process, please contact any
branch or alternately one of our national leasing specialists.