At a Glance It's Easy to Apply! Apply online Visit any Scotiabank Branch Call us at 1-877-552-5522 Annual Fee $0 Secured Rate As low as Prime¹ Unsecured Rate Prime + 1.99 to Prime + 4.59%¹ Credit Limit Up to $50,000 unsecured Up to $500,000 secured Grace Period Interest-free up to 21 days² on purchases ScotiaStar Network® Enroll in the ScotiaStar Network and get automatic rebates when you shop or dine at ScotiaStar®  Partners. Free to enroll.

A ScotiaLine for business™ VISA* card is a flexible business tool that combines the low interest rates of a line of credit with the convenience of a no-fee VISA card. It puts you in control of your finances.

Features

• no monthly or annual fees
  
  
• interest rates as low as Scotiabank Prime for secured
  or Prime + 1.99% to Prime + 4.59% for unsecured¹
  
  
• credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
  
  
• personalized VISA cards with both your personal and your business name
  
  
• free supplementary cards and personalized cheques

Benefits

• flexible repayment terms (pay the minimum balance or the full amount)
  
  
• up to 21 days interest-free grace period² on new card purchases - makes it easier to manage your cash flow
  
  
• convenient access by credit card or cheque
  
  
• purchase security protects your purchases for up to 90 days, with extended warranties of an extra year on most purchases³ 

Apply Today

Apply using our online application or by telephoning
1-877-552-5522, if:

• you are requesting an amount up to $50,000
• you have been in business two years or more

Apply in person at a Scotiabank branch, if:

• you are requesting an amount over $50,000
• you have been in business less than two years

If you would like more information about ScotiaLine for business VISA card, please visit any branch or telephone
1-877-552-5522.

¹ Interest rate depends on whether the ScotiaLine for business VISA account is secured or unsecured, subject to approval and the security provided. Rates are effective as of May 1, 2008 and are subject to change.

² Provided the balance is paid in full each month, by the payment due date. Effective May 1, 2008, the interest-free grace period will change from up to 26 days to up to 21 days.

³ For all insurance coverages certain limitations, restrictions and exclusions apply. You will receive Certificates of Insurance which contain a full description of coverage.