• We take a long-term, conservative, capital preservation approach to managing assets.
• We adhere to a Growth at a Reasonable Price (GARP) equity style and believe that superior equity investment returns are found at the intersection of Quality, Valuation and Risk (QVR).
• We believe that superior fixed income returns are found through yield curve and credit analysis within well-defined risk parameters.
• We use a disciplined, repeatable process to ensure consistent application of our investment philosophy.
• We believe effective portfolio construction balances the return with the risk.
• This prudent investment philosophy is designed to minimize risk and enhance returns over the long-term.

Our Investment Process

Our disciplined process ensures that each solution is aligned with our overall philosophy. Our teams interact daily and meet formally on a regular basis to review strategies and assess all factors affecting individual portfolios. We constantly review the global economic situation, world financial markets and performance of individual sectors.

How We Provide Solutions

Asset Mix
Asset mix is specifically designed to meet the objectives and goals of each individual investor. Strategic in nature, it is based on your long-term goals with modest tactical shifts within a normal business cycle.

Our Approach to Equities
We are primarily bottom-up investors, focusing on stock selection. We believe that sound investment returns are found at the intersection of Quality, Valuation and Risk (QVR).

Our Approach to Fixed Income
The key characteristics of our selections from among high-quality federal, provincial and corporate bonds is a balanced top-down/bottom-up approach that reflects our analysis of potential yield and the general level of interest rates.

Portfolio Construction and Risk Management
All holdings are monitored and adjusted according to new information affecting one of our holdings. A dedicated research team and ongoing monitoring of information allows us to effectively manage risk.