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Interac Direct Payment
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Interac Direct Payment

Swiping your ScotiaCard™ is so simple and quick – you'll never have to worry about carrying cash again.

With your ScotiaCard and PIN, you can pay for your goods and services directly from your selected bank account - and there's no additional fee for using Direct Payment machines from other financial institutions.

It's an incredibly convenient way to pay for countless goods and services at over 350,000 locations across Canada. Just look for the Interac*** Direct Payment symbol and use your ScotiaCard to pay for everything from groceries to gas, prescriptions to dental visits.

Safe and secure

When you use ScotiaCard to make a purchase through Interac*** Direct Payment, you select the account the money is transferred from and approve the amount of transaction. Together, your ScotiaCard and PIN ensure that no one has access to your accounts but you.

Swipe and Get the Benefits

  • Convenience - fewer trips to the bank or bank machine
    and funds transferred from or credited to your bank
    account immediately.


  • Savings - each direct payment transaction costs less
    than writing a cheque.


  • Safety - you're not carrying excess cash that could be
    lost or stolen.


  • Record-keeping - You'll receive a printed record of
    your transaction, which is also recorded on your monthly
    bank statement.


  • Security - only you have access to your account. Every transaction requires you to swipe your ScotiaCard and enter your Personal Identification Number.

Visit any Scotiabank branch to get your ScotiaCard and take advantage of Interac*** Direct Payment today!

Protect Your PINKeep Your Money Safe

Protecting your PIN is the key to keeping your money safe. Remember to always shield the keypad when making an Interac*** Direct Payment purchase.



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