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Cash Equivalent Investments

While cash investments generally do not offer high returns, they provide stability for your portfolio since they generally do not decrease in value. The more risk averse you are and the shorter your investment horizon, the greater the cash component of your portfolio should be.

The table below represents the various cash equivalent investment options available through the Scotiabank Group.

To find out more about the features, objectives, income distribution process and minimum investment amounts for each product, click on one of the links below.

Investment Objective
RRSP / RRIF Daily Interest SavingsInterest income

Liquidity

Security of principal
Gain Plan Investment Savings® Account

Interest income

Liquidity

Security of principal

Personal service banking

Money Master® Savings Account

Interest income

Liquidity

Security of principal

Self-service banking

Scotia Mutual Funds
  • T-Bill Fund
  • Premium T-Bill Funds
  • Money Market Fund
  • CanAm® U.S.$ Money Market Fund
Interest income

Liquidity

Security of principal

You can purchase Scotiabank investment products:

  • online with Scotia OnLine.
  • at your local Scotiabank branch.
  • OR by phone and for more information, call one of our Personal Investment Advisors at 1-800-953-7441.



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