Now, it's even easier - and more important, FREE - for you to access your cash through Global Alliance ATMs when you travel to the United States or overseas. See the complete listing of Alliance member ATMs below.

Scotiabank customers can now withdraw cash from participating member ATMs without paying any access fees! That means free access¹ to your account at over 32,000 cash machines in over 40 countries including Australia, France, Germany, The United Kingdom and The United States! See complete country listing below.

Here are the basic details of the ATM alliance:

• The standard International ATM Access Fee (charged to customers who access their accounts via ATMs outside of Canada) is waived by Scotiabank, if customers use their ScotiaCard™ or Scotiabank VISA* at one of the ATMs listed below.
  
  
• Machine-level surcharges at the below noted ATMs will be waived for all ScotiaCard and Scotiabank VISA transactions.
  
  
• Account level transaction charges still apply in any case.

Scotiabank's goal (and that of its global partners) is to ultimately expand this service to every continent of the world. As a result, the list of participating banks and countries is continually growing, so be sure to check back here for updates before your next trip outside Canada!

	Bank of Nova Scotia More than 2,700 machines across Canada, 350 ATMs across the Caribbean², 115 ATMs in Chile, 11 ATMs in Guyana, 263 ATMs in Peru and over 1,000 ATMs throughout Mexico.
	Bank of America Over 16,600 ATMs throughout The United States.
	BNP Paribas 3,400 ATMs throughout France.
	Barclays Over 3,000 ATMs throughout The United Kingdom, and 190 ATMs throughout parts of Africa (Botswana, Ghana, Kenya, Mauritius, Tanzania, Zimbabwe). 3,800 Woolwich ATMs have just been added.
	Deutsche Bank Over 2,300 ATMs throughout Germany, Poland, India and select locations in Spain.
	Westpac Over 1,600 ATMs throughout Australia, 500 ATMs in New Zealand and 32 ATMs in the South Pacific (Fiji, Vanuatu, Tonga, Cook Island, Samoa, Papua New Guinea, Solomon Islands).

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¹ By "Free Access", we mean Scotiabank will waive the International ABM Access Fee and Global ATM Alliance members will waive any terminal convenience or usage fees for any withdrawal transactions performed at Global ATM Alliance machines with your ScotiaCard or Scotiabank VISA.
"Free Access" does not apply to Scotiabank ABMs in Puerto Rico, Costa Rica, El Salvador, Panama or Belize. For foreign currency withdrawals performed at ABMs outside Canada, VISA International on our behalf determines the foreign currency exchange rate on the date of conversion. Effective from April 5, 2004, the exchange rate includes an amount equal to 2.5% of the converted amount. All regular account fees continue to apply.

² Caribbean countries include: Anguilla, Antigua & Barbuda, Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Grenada, Jamaica, Netherlands Antilles (St Maarten), St Kitts-Nevis, St. Lucia, St. Vincent & The Grenadines, Trinidad & Tobago, Turks & Caicos Islands, US Virgin Islands.