Scotiabank Automated Banking Machines (ABMs) provide the flexibility to bank anytime and anywhere, with over 2,900 Scotiabank ABMs across Canada; including at select Shell convenience stores and Cineplex theatres.

On the road? You can now download all Scotiabank ABM locations to your GPS.

		New Languages. More Choices. At a Scotiabank ABM, the choice is yours. In addition to English and French, we now offer Simplified and Traditional Chinese, and Spanish. [learn more]

Ways to Access Your Money, Anytime and Anywhere

		View Steps for These Routine Transactions Select a language Cash withdrawals Make deposits Check account balances Obtain cash advance Obtain fastcash Transfer funds between linked accounts Pay bills from over 8,000 companies Print a mini-statement of the last 10 transactions Obtain a payment history of last 10 bills paid Check balances and payment information on Scotiabank mortgages Update your passbook Change your PIN Reorder cheques for any Canadian-dollar deposit or credit account that offers chequing privileges Access your US dollar account balances Use the Investment / Credit Summary feature to access balance information for your Scotia Mutual Fund accounts Obtain a business credit Use the Account Summary feature to print current and available balance information

Security at the ABM

You can feel at ease knowing Scotiabank ABMs use strong security measures to protect your personal information and financial transactions. These include:

• Encrypted PIN pads to protect your PIN number, and now with PIN Change, the ability to change your PIN at the ABM
  
  
• ABMs are in compliance with all industry regulations and standards
  
  
• Multiple layer of software security, such as anti-virus protection and firewalls

Find out which bill payment companies you can pay and call 1-800-264-1234 or use Scotia OnLine® Financial Services to register your bill payment company information today.

	Take the next step... Visit your local Scotiabank branch and receive your Scotiacard the same day. ABM Fees at a Glance

The pre-selected deposit accounts will be your chequing account when you are not prompted to select an account. If you do not have a chequing account, then the pre-selected account will be your Savings account.

Scotiabank will waive the International ABM Access Fee and Global ATM Alliance members will waive any terminal convenience or usage fees for any withdrawal transactions performed at Global ATM Alliance machines with your ScotiaCard or Scotiabank VISA.
"Free Access" does not apply to Scotiabank ABMs in Puerto Rico, Costa Rica, Dominican Republic, El Salvador, Panama or Belize. For foreign currency withdrawals performed at ABMs outside Canada, VISA International on our behalf determines the foreign currency exchange rate on the date of conversion. Effective from April 5, 2004, the exchange rate includes an amount equal to 2.5% of the converted amount. All regular account fees continue to apply.