Sending your children off to school can be a traumatic event for a parent. On the one hand, you're glad they're moving ahead, on the other you know the challenges facing them. Rest assured that all the work you've done leading up to this big day will pay off - for you and for your kids.

Planning to foot the bill  (before they ask for your car keys)
The best time to start financing your child's post-secondary degree is when they're crawling around the kitchen. Failing that, the sooner the better. Registered Education Savings Plans or RESPs do for your children's education what RRSPs do for your retirement. There's no tax deduction, but they accumulate savings tax-free. Go to our Education Savings Centre to learn more.

Helping to foot the bill  (when the van is packed)
Your home could be the easiest, most cost efficient way to pay for school. Scotia Total Equity®  Plan turns your mortgage into a financial tool that can lower your overall cost of borrowing. If you've got equity, you've got leverage. Use it to your advantage.

What other choices do I have?
Student awards, bursaries, scholarships, government student loans, and a full range of options are available through us. 

Answering the "help I need money" call
Now when you need to get money to your son or daughter at school, all you have to do is send it securely by email. Interac*** Email Money Transfers are a fast, easy way to answer the call for cash.

The realities of being a co-borrower
Did you know that when you co-sign a line of credit or student loan, you share the responsibility for paying it off? Best for you and your children to know exactly what your joint responsibilities are before you sign on the dotted line. Your Scotiabank representative can help.