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If you prefer the consistency of regular monthly payments, then a Scotia Plan® loan may be the best option for you.
A Scotia Plan loan can be an easy, convenient source of extra funds for any worthwhile purpose, such as buying a new car. Your Scotia Plan loan balances are even available online through Scotia OnLine®Internet banking.
Use the Scotiabank Personal Loan Calculator to determine your estimated payments of principal and interest.
What's available
Fully secured car loans can be arranged for up to $100,000. Loan terms can vary from 1 to 5 years, with amortizations up to 8 years.
To make repayment simple and consistent, Scotia Plan loans also offer fixed interest rates and convenient equal monthly payments – so you're protected from a rise in rates.
Scotia Plan Personal loans are also available under the Scotia Total Equity™ plan. This innovative borrowing plan allows you to use the equity in your home to get the things in life you need and want.
For additional piece of mind, we offer affordable creditor life and disability insurance to reduce your family's financial risk.
Automatic payments
With a Scotia Plan Loan, your payment can be automatically withdrawn from your Scotiabank account on the date most convenient for you and with payments arranged to suit your budget.
Personal Line Of Credit
You may also want to consider the advantages of a ScotiaLine® Personal Line of Credit.
To arrange a personal loan or for more information, contact your local Scotiabank branch.
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