Looking for that perfect gift? Why not choose American Express^®Σ Gift Cheques. They are a convenient and secure gift idea that lets the people you care about get exactly what they want for the holidays, or any special occasion, every time.

That's because American Express Gift Cheques provide the following benefits:

• They are accepted virtually everywhere – stores, movie theatres, sporting events, hotels, restaurants and more;
• They are replaceable if lost or stolen, usually within 24 hours;
• They have no expiration date, unlike some store gift certificates;
• They come elegantly packaged in a gold envelope, with a personalized gift card.

You can even purchase American Express Gift Cheques 24 hours a day, 7 days a week. Just call 1-888-431-3890 or click on "More Features" under the Banking Tab within Scotia OnLine® Internet Banking, from the comfort of your home or office to place your order today.

Telephone and Internet banking orders will be delivered by Priority Courier. For most urban areas, you should receive your order within 48 hours. Other areas may take an additional 24 hours for delivery. Upon delivery of your order, you will be requested to sign for the package. If you are not available to sign for the package, then it will be delivered to the nearest postal outlet for pick-up.

For details on available currencies and denominations, order limits and fees, click here.

Refund services:

For lost or stolen Travellers Cheques or Gift Cheques, please call 1-800-221-7282 (open 24 hours a day).