As someone who leads a full and active life, you may appreciate our private banking services, designed to reduce the time you spend managing your finances. Our services are integrated into a customized package that will effectively meet your needs. Private banking services can be shared with your spouse and other family members, and used in conjunction with a personal holding company.

You and your family will enjoy personal, attentive and professional service from one of our dedicated Private Bankers. They are focused on anticipating and addressing all your banking needs quickly, accurately and completely, and are available to meet with you wherever it is most convenient for you.

Seamless Access to All Services

Working with our team of credit specialists, your Private Banker will facilitate all your borrowing needs. This includes arranging favourable mortgages, term loans or lines of credit.

• Choose from an array of preferential banking services, including the Private Banking overdraft account.
  
  
• All your account and loan information is linked, enabling you to earn tiered interest on your credit balances while also enjoying a preferred rate of interest on loans with the convenience of ABM or online banking access.
  
  
• Access customized lending solutions that meet the demanding requirements of complex tax and asset structures. Whether those include personal and/or holding company borrowing arrangements, leveraging multiple asset classes or availing of loans in multiple currencies to ensure the preservation of foreign exchange strategies, your Private Banker is able to deliver innovative borrowing solutions.
  
  
• Access a variety of alternative financial products offered by Scotia Capital Markets® Group such as customized options, asset and equity monetization and foreign currency hedging services, plus other portfolio diversification tools.

Concierge Service for Reliable and Professional Help

Concierge Service is an invaluable resource to help fulfil the occasional need where your time and effort is better spent elsewhere. Concierge Service is well-suited to assist you with periodic tasks such as vacation planning, monthly bill paying, club membership research or booking theatre tickets.

Concierge Service has fully insured and bonded staff. To ensure your ongoing experience with Concierge Service is efficient and accurate, a personal profile of your preferences and requirements is archived. Most standard requests are complimentary, however, restrictions do apply. Your Private Banker has all the details.

Preferential Banking Services
As a Private Banking client, you and your family benefit from the personal, attentive and professional service from your dedicated Private Banker, with an emphasis on anticipating and addressing all your banking needs quickly, accurately and completely.

Equity Monetization Strategies
Through our Private Banking services and in partnership with Scotia Capital, we offer equity monetization strategies to qualifying individuals. An equity monetization strategy effectively restructures your equity holding, allowing for improved flexibility.

Foreign Currency Hedging Services
Scotia Capital Foreign Exchange professionals can assist you in both transaction execution and market intelligence. Our objective is to ensure you have access to the best advice and currency trading execution in order to help you achieve your strategic and financial goals.