Enjoy an array of specialty banking services when you turn age 59. This no monthly fee package on designated Scotia Plus® accounts is available by request and includes many personal banking services.

Features

With this no monthly fee package, you’ll get a Scotia Plus eligible¹ account with:

• Unlimited² debit transactions (self-service³ or teller-assisted⁴ transactions), including:
  • Chequing
  • Cash withdrawals
  • Bill payments
  • Transfers
  • Debit purchases using Interac*** Direct Payment.
    

• Access to Scotiabank branches, automated banking machines, Scotia OnLine Financial Services, TeleScotia® telephone banking and Wireless Financial Services.
  
  
• Cash withdrawals when traveling outside Canada, from ATMs belonging to member banks of the Global ATM Alliance
  
  
• Recordkeeping Options
  
  
  • Paperless Recordkeeping through Scotia OnLine Financial Services
    
    
  • Paper Statement - Cheque image return with paper statement is available for a monthly fee.
    
    
  • Passbook
    
    
• Available with overdraft protection (subject to credit approval) regular fees apply.
  
  
• No commission fees for bank drafts, money orders or regular American Express Travelers Cheques
  
  
• Discount of $5.00 on the annual rental fee for any size safety deposit box
  
  
• Both spouses can enjoy all Scotia Plus benefits, even if one is not yet 59
  
  
• Bonus interest on Scotia Daily Interest Savings Accounts
  
  
• Tiered interest is calculated on daily closing balances, so as your account balance increases, so does the interest rate. View current interest rates for this account.

	To open a Scotia Plus Program for Seniors: Submit request online Already a customer? Sign-on to Scotia OnLine Visit any Scotiabank Branch Call us at 1-800-4SCOTIA (1-800-472-6842)

¹ Scotia Plus eligible accounts: Powerchequing Account, Basic Banking Account, Daily Interest Savings Account and Scotia U.S. Dollar Daily Interest Savings Account.

² Effective June 1, 2007.

³ Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre-authorized payments) and Interac*** Direct Payments.

⁴ Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.