You are a student¹ attending a university, community college, or another recognized post-secondary school in Canada, and you want access to your money when you need it. The Student Banking Advantage^TM Plan was designed specifically for you.

Features

For just $1.25 a month, you’ll get an account with:

Unlimited² debit transactions (self-service³ or teller-assisted⁴
transactions), including:

• Chequing
• Cash withdrawals
• Bill payments
• Transfers
• Debit purchases using Interac*** Direct Payment
• Each month that you keep a $2,000 minimum daily balance, your monthly account fee is waived.
  
• Access to Scotiabank branches, automated banking machines, Scotia OnLine® Financial Services, TeleScotia® telephone banking and Wireless Financial Services.
  
  
• Cash withdrawals when traveling outside Canada, from ATMs belonging to member banks of the Global ATM Alliance
  
  
• Recordkeeping Options
  
  
  • Paperless Recordkeeping through Scotia OnLine Financial Services
    
    
  • Paper Statement - Cheque image return with paper statement is available for a monthly fee.
    
    
  • Passbook
    
    
• Personalized cheques can be purchased at your branch or through Scotia OnLine Financial Services.
  
  
• Available with overdraft protection (subject to credit approval) regular fees apply.
  
  
• L'earn ™ VISA card (subject to approval)
  
  
• SCENE™ Visa card (subject to approval)
  
  
• Special Grad Auto Loan Program (subject to credit approval).

	Open a Student Banking Advantage Plan: Submit request online Already a customer? Sign-on to Scotia OnLine Visit any Scotiabank Branch Call us at 1-800-4SCOTIA (1-800-472-6842)

¹ Qualifying Students are full-time students attending a Canadian university, community college, CEGEP or other recognized post-secondary school. To take advantage of the Student Banking Advantage Plan account benefits, you will need to visit your branch each calendar year prior to October 31^st and present proof that you are enrolled full-time in a qualifying post-secondary school. When you are no longer enrolled full-time or you have not presented proof of full-time post-secondary school enrollment, the plan will be removed and the account will automatically be converted to a Powerchequing account.

² Effective June 1, 2007.

³ Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre-authorized payments) and Interac*** Direct Payments.

⁴ Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.