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Powerchequing Account

Powerchequing Account


Monthly Fee is waived when you maintain a minimum daily balance of $1,500.
Chequing, cash withdrawals, bill payments, transfers, Debit purchases using Interac*** Direct Payment.
Additional self-service transactions and teller-assisted2 transactions are charged at 65¢.
Cash withdrawals when traveling outside Canada, from ATMs belonging to member banks of the Global ATM Alliance.
Personalized cheques can be purchased at your branch or through Scotia OnLine Financial Services.
Available with overdraft protection (subject to credit approval) regular fees apply.
Tiered interest is calculated on daily closing balances, so as your account balance increases, so does the interest rate. View current interest rates for this account.
Paper Statement are no charge, however cheque image return with paper statement is available for a monthly fee.
Passbook for $2.00/month3

1 Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre-authorized payments) and Interac*** Direct Payments.
2 Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.
3 This fee does not apply to participants in the Scotia Plus program.


Everyone has their own way of banking and their own unique banking needs. With our full range of account options, we're sure you'll find one that's right for you.
Choose the right Account
Our Account Selector Reality Check® can help you quickly find the account that best suits your day-to-day banking needs.
Open an Account
Frequently asked questions about opening a Day-to-Day Bank Account, and listing of a acceptable identification.
Change your Account
Change your existing Scotiabank personal account to one best suited to the way you bank. Do it online, by phone, or by visiting your Scotiabank branch.
Scotia Simple Switch
The Scotia Simple Switch® program is a free service that provides you with a convenient and hassle-free way to transfer your bank account to Scotiabank.
Tips to reduce Fees
How to Reduce Bank Fees and save money.
CDIC
CDIC Coverage
Another reason why you should bank and invest with us.
Lost or Stolen Bank Cards
To report a lost or stolen Debit Card or ATM Card please contact us immediately so we can assist you in canceling your card and keeping you protected.