Scotia Auto Insurance

Scotia Auto Insurance offers you coverage to protect your vehicle and provides comprehensive coverage options to suit your needs. With affordable coverage for a broad range of vehicles, you can rest assured that you are protected, while on the road.

The main purpose of auto insurance is to protect you in the event of an accident, whether or not you're responsible.

In Canada, certain coverages are mandatory for all drivers. If you drive without basic insurance and are stopped by the police, you'll be fined. Also, if you have an accident and damage someone else's property or injure someone, you'll have to pay for the damage yourself.

Coverage Adapted to Your Needs

Scotia Auto Insurance offers you coverage to protect your vehicle. In addition, when you purchase Scotia Auto Insurance, you're automatically protected against damage for which you may be held responsible, thanks to liability coverage. This coverage protects you if:

• You damage someone's personal property
• Someone is injured or passes away in an accident

Depending on your province of residence, by law, you're required to have a minimum liability insurance limit. However, most people opt for $1 million or $2 million. In addition to the minimum coverage required in each province, you can customize your insurance to suit your needs by adding or removing optional coverages.

Flexible Coverage

Scotia Auto Insurance also offers optional coverages to give you greater flexibility.

• $0 deductible*
  In the event of a claim, pay no deductible for such claims as theft, vandalism or at-fault accidents.
• Guaranteed repairs*
  In the event of an accident, ScotiaLife Financial can arrange for your vehicle to be repaired through one of our approved service providers, and the repairs are guaranteed for as long as you own the vehicle.
• Rental replacement
  Ensure you have access to a replacement vehicle while your vehicle is being repaired as a result of a claim.
• Hybrid vehicles
  Take advantage of additional savings for your hybrid vehicle.
• Non-owner coverage
  Ensure you are covered for damage when you're driving a rental or borrowed vehicle.
• College or university students
  Students living away from home may be entitled to additional savings.