With Scotia Cassels Investment Counsel at the helm, our investment process is institutional in its detail and rigour, yet we never forget that our objective is personal – helping you reach your financial goals.

Quantitative analysis

Data screens are used to analyze potential funds for inclusion in Scotia INNOVA Portfolios™. This analysis includes short- and long-term returns, standard deviation, style analysis, upside/downside capture, and other quantitative measures. The result is a selection of funds with proven track records of performance and a strong likelihood of continued long-term investment success.

Portfolio optimization

The design of each Scotia INNOVA Portfolio is optimized by blending the complementary characteristics of multiple underlying funds and securities. This blend is designed to minimize the risks associated with over-exposure to any particular manager, sector or region, while maximizing risk-adjusted returns. The result is a portfolio that can generate potentially higher returns with lower risk.

Portfolio construction

Scotia INNOVA Portfolios reduce risk by spreading assets among a variety of fund objectives and investment styles. This results in portfolios with a firm grounding in broad-based, conservative core funds, plus enhanced return potential through holdings in specialty funds that target opportunities in narrower fields, such as specific asset classes or geographic regions.

Ongoing oversight, due diligence and rebalancing

Through monthly, quarterly, and annual portfolio reviews, the mix of funds within Scotia INNOVA Portfolios is rebalanced on an ongoing basis to reflect the target risk and return characteristics. The result is a series of portfolios that always stay true to their unique risk profiles and return objectives, and to the goals of investors.

Your Scotia® advisor can provide you with further information about each of the INNOVA Portfolios and help determine the right fit for you.