Staying the Course in Challenging Markets

While large swings on the financial markets may be unnerving, they are in fact a normal part of investing.

Despite this, the volatility of recent months may be causing you - like many Canadian investors - to question the wisdom of investing and the impact on your investment plan and portfolio. We have therefore prepared a message to our unitholders, together with two related articles about the global credit crisis, which we hope you will find insightful and helpful.

Message to ScotiaFunds Unitholders: Now is a Time for Persistence Our perspective on the global credit crisis and market volatility acknowledges the challenges that have impacted investors, and outlines our thoughts about how you can best stay grounded and focused on realizing your investment plan. The Global Credit Crisis: How It Happened This article outlines the key events that lead to, and subsequently accelerated, the credit crisis. The Global Credit Crisis: Reaction v. Reality This article addresses the gap that sometimes exist between investor reactions to market volatility and the reality of their own portfolio.

For investors who like to keep a close eye on the markets, Weekly Trends [PDF: approx. 400KB] provides a timely summary of economic, industrial and financial trends from around the globe. Produced by Scotia Economics, this informative resource is updated each Friday.

If you have any concerns about your investment plan or portfolio, we encourage you to contact your Scotia® advisor for a Second Opinion. Or visit our Second Opinion Centre for more tips and advice relating to market conditions, and to use our interactive Right Track investment tool.

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