Graduating from college or university? Give yourself a present. Through the Grad Auto Loan Program, you can purchase a new car up to 90 days before you begin your full time job. So you can start your job off right! While interest on the financing will continue to accrue from the date of the advance, you have a 90-day grace period before your first payment is due. What's more, Scotiabank will provide 100% financing on the vehicle.

No fine print. We give you the legal stuff big enough to read.

• Only new and preceding 1,2,3 model year vehicles are eligible.
• Maximum loan amortization is 4 years.
• You must have proof of graduation and be awarded a college diploma (minimum 2-year program) or a university degree (minimum 3-year program).
• If you are graduating within 90 days, you must have passed previous years and have appropriate credits plus show reasonable evidence that standing in the last year will result in acquiring a degree.  
• You must supply reasonable evidence that full time permanent employment will commence within 90 days of the vehicle purchase at a salary sufficient to meet credit requirements.
  
  

	To find out more about the Grad Auto Loan Program, visit your nearest Scotiabank branch.