ScotiaGold Passport™ for business VISA* Cardmembers enjoy greater protection and peace of mind with the following travel insurance benefits.

Flight Delay Insurance
When you purchase a flight with your ScotiaGold Passport for business VISA card and your flight is delayed by 4 hours or more, you are eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items, incurred within 48 hours of the delay, to a maximum of $500 per insured person on the same trip.
Certificate of Flight Delay Insurance [PDF 77kb]

Rental Car Collision Insurance
When you charge the entire cost of an eligible car rental from any licensed auto rental agency to your ScotiaGold Passport for business VISA card and decline the agency’s collision damage waiver (or similar provision) at the time of rental, you’ll be insured for up to the full value of the vehicle against damage, loss or theft of the rental car.
Certificate of Rental Car Insurance [PDF 82kb]

Common Carrier Insurance
When you charge at least 75% of the full common carrier travel fares to your ScotiaGold Passport for business VISA card, you, your spouse and unmarried dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000.

Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Certificate of Common Carrier Insurance [PDF 75kb]

Purchase Security & Extended Warranty Protection
Purchase Security will replace, repair, or reimburse you for almost any item of personal property that is stolen, damaged or destroyed anywhere in the world – as long as you purchased it entirely with your ScotiaGold Passport for business VISA card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. Certificate of Insurance [PDF 84kb]

On most retail purchases made entirely with your ScotiaGold Passport for business VISA card, the extended warranty Plan doubles the manufacturer’s written warranty to a maximum of one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered for the extended warranty Plan within the first year of purchase.

Lost & Delayed Luggage Insurance
When you purchase common carrier tickets with your ScotiaGold Passport for business VISA card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the coverage luggage or the amount equal to the cash reimbursement made by the carrier, to a combined maximum of $1,250. The carrier must provide you with a cash settlement before ScotiaGold Passport for business VISA coverage will pay any benefit. The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

Hotel/Motel Burglary Insurance (Canada and the U.S. only)
When you check into any hotel or motel in Canada or the U.S., and charge your stay to your ScotiaGold Passport for business VISA, you’ll be eligible for automatic coverage against theft of your covered personal property if your room is broken into. Should your claim exceed a total of the amount paid or payable by the hotel, and/or by any relevant insurance, your ScotiaGold® coverage picks up the balance, up to a maximum of $1,000.

Avis Rental Car Discounts
Up to 20% discount at participating AVIS locations around the world when you use your ScotiaGold Passport for business VISA card. Hassle-free reservations when you call our travel services at 1-800-665-2582, call AVIS directly at 1-800-TRY-AVIS (1-800-879-2847), or visit www.avis.ca and quote AVIS #C030500.

Hotel Discounts
Up to 50% discount at 15,000 participating hotels worldwide. Includes: Best Western, Delta Hotels. Days Inn, Four Seasons, Hilton International, Hyatt, Marriott, Ramada Inn, Holiday Inn, and Westin Hotels.

Optional Insurance Protection
Commercial Creditor Life Insurance is available for ScotiaGold Passport for business VISA Cardmembers (incorporated and unincorporated companies).
Certificate of Commercial Creditor Life Insurance [PDF 66kb]

For all insurance coverages certain limitations, restrictions and exclusions apply. You will receive a Certificate of Insurance/Distribution Guide, which contain a full description of coverage.