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Tips for Buying

Helpful advice for buying a Vacation Home in the Caribbean and Central America

We know you've worked hard and are ready to take the next step in your life by rewarding yourself with a vacation home in the sun. As an alternative to a time-limited holiday or traditional summer getaway residence, you have your heart set on something a little more indulgent and further south - in the tropical, sunny Caribbean or Central America.

Scotiabank offers you sound advice and valuable tips to guide you through the entire vacation home financing process, and help you feel comfortable that you're making informed, smart decisions.

As a vacation home buyer, you should know about local regulations and requirements that apply to non-residents who want to buy or build abroad. These laws and conditions differ by country. Our regional sales staff can refer you to local attorneys to help you understand your rights and any restrictions.

Because Scotiabank has a longstanding history in the Caribbean and Central America, we can also refer you to a network of local professionals, including lawyers, realtors and real estate developers, who can offer valuable advice to ensure that you have the information and resources you need.

Vacation home owners need to budget for carrying costs, which differ by country. You should factor in the cost of local utility bills, and take into account condominium and maintenance fees. You should also plan for expenses related to the upkeep of your vacation property.

Weather is a factor to consider when buying a vacation home. To protect your investment from wind and water damage, the Scotia Home Protection Plan is available for vacation home owners in select countries in the Caribbean and Central America. Ask your sales representative for more information.


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