Consider what would happen if you became seriously ill. Will you be able to pay your bills if your illness disrupts your work?

To protect you and your family, we offer Health Crisis Protection for your line of credit account. Health Crisis Protection will pay off the outstanding balance on your line of credit account should you become seriously ill. The maximum coverage for any one of your insured lines of credit is $150,000, and for all of your insured lines of credit combined the maximum coverage is $300,000.

A Living Benefit for a Debt-free Life

Whether you can work or not, or whether your condition is a result of an accident, Health Crisis Protection will pay off the balance on your line of credit account if you are diagnosed with any of the conditions listed below. With this living benefit, you can forget about money worries and damaging your credit history – and focus on getting better instead!

Health Crisis Protection covers the following conditions¹:

• Heart Attack
• Coronary Artery By-Pass Surgery
• Stroke
• Cancer
• Deafness
• Blindness
• Paralysis
• Coma

To ensure you get comprehensive coverage, Health Crisis Protection will pay a benefit if you are diagnosed with a terminal illness. Learn more about this value-added feature by reading our online Distribution Guide. Or talk to your Scotiabank branch representative.

Protecting Your Future is Just a Phone Call Away

The cost of Health Crisis Protection is determined by your age, the average daily outstanding balance on your account during the billing period, and whether you choose single, joint or dual coverage. You pay premiums only if you have an outstanding balance on your account. So you pay only for the protection you need. And for your convenience, your Health Crisis Protection premiums are billed directly to your line of credit account.

Apply Today

Apply for Health Crisis Protection by calling toll-free
1-800-953-7441, ort alk to a representative at your Scotiabank branch. For rates and more information about Health Crisis Protection, please refer to our list of frequently asked questions.

¹ Subject to the terms and conditions of coverage.  Underwritten by The Canada Life Assurance Company

All insurance coverage is subject to the terms and conditions outlined in the applicable Distribution Guide which you will receive upon purchase. For more details, see our Distribution Guides.