You may have corporate assets invested conservatively either in retained earnings or in a holding company, with the intention that they will ultimately pass to your family. If so, there are many ways to reduce the costs associated with the distribution of assets, and enhance the overall value of your corporate assets in the hands of your family.

Through the strategic use of corporate-owned life insurance, you may be able to shelter investment assets from annual taxation, deliver higher rates of return to the corporation when you die, and transform your family's share of that wealth into tax-free dividends. The power of this tremendous financial tool cannot be underestimated for owners of small businesses or holding companies.

All insurance products are sold through ScotiaMcLeod Financial Services Inc., the insurance subsidiary of Scotia Capital Inc., a member of the Scotiabank Group. When discussing life insurance products, ScotiaMcLeod advisors are acting as Life Underwriters (Financial Security Advisors in Quebec) representing ScotiaMcLeod Financial Services Inc.

The information contained on this website is for use by persons resident in Canada only.