Reallocating a portion of your assets into a tax-exempt life insurance strategy can greatly enhance the value of your estate by leaving more assets than could have otherwise been attainable through a taxable investment strategy or product. By depositing a lump sum once or over the course of a number of years, premiums will be withdrawn to cover insurance and policy costs, while the remainder can grow tax-sheltered over the course of time. Through the years, as your policy grows, your ultimate estate benefit builds as well. Ultimately, the proceeds are distributed tax-free to your beneficiaries, at death.

All insurance products are sold through ScotiaMcLeod Financial Services Inc., the insurance subsidiary of Scotia Capital Inc., a member of the Scotiabank Group. When discussing life insurance products, ScotiaMcLeod advisors are acting as Life Underwriters (Financial Security Advisors in Quebec) representing ScotiaMcLeod Financial Services Inc.

The information contained on this website is for use by persons resident in Canada only.