Units of the Pinnacle Program Funds ("Funds") are only available for sale to residents of Canada, unless the laws of a foreign jurisdiction permit sales to its residents. Please contact your advisor for more details. The contents of this site should not be considered an offer to sell or a solicitation to buy mutual fund units to any person in a jurisdiction where such offer or solicitation is considered unlawful.

Important information about the Funds is contained in the Funds' Simplified Prospectus, which should be read carefully before investing.

Commissions, trailing commissions management fees and expenses may be associated with mutual fund investments.

The Funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.

All performance data represents past performance and is not indicative of future performance.

Unless otherwise indicated, the indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional changes or income taxes payable by any unitholder that would have reduced returns. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment fund will be returned to you.

Scotia Capital Inc., as Manager of the Funds, may compensate its staff and any appointed sub-distributor by regular payments based on the net asset value (NAV) of units. For further details, please refer to the Simplified Prospectus.

The materials presented herein are prepared by Northern Trust Global Advisors, Inc. and are gathered from sources we believe to be reliable. It is current as of issue date. These profiles are intended for use by Pinnacle Program clients who are selecting investment managers for their account. E. & O.E.

The information contained on this website is for use by persons resident in Canada only.