This offer is available for all qualified purchase, switch, refinance and renewal customers, and is subject to applicable credit approval, Scotiabank residential mortgage standards and maximum permitted loan amounts.  Some conditions apply.

Conventional uninsured financing is available for Type A vacation properties up to a maximum loan to value ratio of 80%. For Type A vacation properties, mortgage financing is available for loan to value ratios from 80.01% - 95% subject to mortgage insurance being provided by Genworth Financial Canada or Canada Mortgage and Housing Corporation.

Conventional uninsured financing is available for Type B vacation properties up to a maximum loan to value ratio of 75%.  For Type B vacation properties, mortgage financing is available for loan to value ratios from 75.01% - 85.00% subject to mortgage insurance being provided by Genworth Financial Canada.

Customers may choose from Scotiabank’s range of available fixed or variable rate mortgage products.