Your home is your most important investment, so are any renovations you do to it. Sometimes the best move you can make in real estate is to remodel the home you already own.
The cost of your renovations can help determine which financing option is best for you. Begin by figuring out how much money you need. Do you need it all up front or in stages as the job progresses?

The Scotia Total Equity® Plan can help lower your borrowing costs and give you greater flexibility for all kinds of home renovation projects. You can use up to 90% of your home equity to make renovations at low interest rates, secured by the market value of your home. Our Scotia Total Equity Plan calculator can show you how. And of course, as your equity grows, so does your ability to access further credit.
Use our new calculators to see how the right mortgage can help you find the money for your renovations.
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1 For all insurance coverages certain limitations, restrictions and exclusions apply. You will receive Certificates of Insurance which contain a full description of coverages.
2 For all ScotiaGold VISA insurance coverages, certain limitations, restrictions and exclusions apply. You will receive Certificates of Insurance which contain a full description of coverages. All claims for
insurance indemnities must be forwarded to the insurers.
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