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No-Fee Scotia Moneyback VISA card
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No-Fee Scotia Moneyback VISA card

Image of Scotia Moneyback Visa Card

At a Glance
It's Easy to Apply!
Apply online
Already a customer?
Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958

Annual Fee
$01

Annual Interest Rate
19.5%1

Minimum Credit Limit
$1000

Grace Period
Interest-free up to 21 days4 on purchases
Moneyback Reward
Rewards up to 1% Moneyback reward every year on the purchases2 you've made with your card.
ScotiaStar Network
Earn up to 10 times the Moneyback reward3

The No-Fee Scotia Moneyback® VISA* card is ideal for those who want money back on card purchases and no annual fee1.

Reward yourself with every purchase!

Choose the No-Fee Scotia Moneyback VISA card option. It has all the same features and benefits as our standard Scotia Moneyback VISA card with only a slight difference in the annual interest rate.

You will continue to enjoy up to 1% Moneyback reward every year on the purchases2 you've made with your card. Use your card for all your day-to-day purchases - like shopping, groceries, gas, travel, utilities or the dentist - and you'll maximize your Moneyback reward in one year.

Boost your Rewards with ScotiaStar Network®

Enroll in the ScotiaStar Network and get up to 10 times the Moneyback reward3 when you shop or dine at ScotiaStar® Partners. Enroll today - It's FREE.

Other Features:

  • Minimum $1,000 credit limit
  • Up to 21 days interest-free grace period on new card purchases4
  • Scotia® VISA Cheques - free of charge
  • Optional Scotia VISA Balance Protection
  • Up to 20% discount rates at Avis Car Rental
  • Easy access to your VISA account via Scotiabank ABMs, TeleScotia® Telephone Banking, Scotia OnLine® Financial Services or at any of our branches across Canada
It's Easy to Apply!
Apply online
Already a customer? Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958

See the Scotia Moneyback VISA Reward Program Terms and Conditions for full details.

To order additional cards simply download our supplementary card order form, complete and sign the form and drop it off at your Scotiabank branch.

For current rates and information on fees and interest cost, call 1-888-882-8958.

1 No Annual Fee. Interest rate of 19.50%, fee and features are effective as of
April 1, 2006 and are subject to change.

2 Purchase returns, payments, cash advances, fees and service charges do not qualify for a Moneyback reward.

3 Participating ScotiaStar Partners and the rewards offered can change at any time without notice. Visit www.scotiastar.com for a complete list of Partners and rewards offered.

4 Provided you pay your balance in full each month, by the payment due date. Effective May 1, 2008, the interest-free grace period will change from up to 26 days to up to 21 days.



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