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No-Fee Scotia Moneyback VISA card

Image of Scotia Moneyback Visa Card

At a Glance
It's Easy to Apply!
Apply online
Already a customer?
Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958

Annual Fee
$0¹

Annual Interest Rate
19.5%¹ on card purchases
21.5%¹ on Advances, Balance Transfers and Scotia® VISA cheques

Minimum Credit Limit
$500

Moneyback Reward
Rewards up to 1% Moneyback reward every year on the purchases2 you've made with your card.

Grace Period
Interest-free up to 21 days3 on purchases


The No-Fee Scotia Moneyback® VISA* card is ideal for those who want money back on card purchases and no annual fee1.

Reward yourself with every purchase!

Enjoy up to 1% Moneyback reward every year on the purchases2 you've made with your card. Use your card for all your day-to-day purchases - like shopping, groceries, gas, travel, utilities or the dentist - and you'll maximize your Moneyback reward in one year.

Other Features:

  • Minimum $500 credit limit
  • Up to 21 days interest-free grace period on new card purchases3
  • Scotia® VISA Cheques - free of charge
  • Optional Scotia VISA Balance Protection
  • Up to 20% discount rates at Avis Car Rental
  • Easy access to your VISA account via Scotiabank ABMs, TeleScotia® Telephone Banking, Scotia OnLine® Financial Services or at any of our branches across Canada
It's Easy to Apply!
Apply online
Already a customer? Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958

See the Scotia Moneyback VISA Reward Program Terms and Conditions for full details.

To order additional cards simply download our additional card order form, complete and sign the form and drop it off at your Scotiabank branch.

For current rates and information on fees and interest cost, call 1-888-882-8958.

1 Interest rates, annual fees and features are effective as of March 2, 2009 and are subject to change without notice. Learn more about VISA card fees and VISA card interest rates.

2 Purchase returns, payments, cash advances, fees and service charges do not qualify for a Moneyback reward.

3 Provided you pay your balance in full each month, by the payment due date. Effective May 1, 2008, the interest-free grace period will change from up to 26 days to up to 21 days.



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