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ScotiaGold Passport VISA card

Image of ScotiaGold VISA Card

At a Glance
It's Easy to Apply!
Apply online
Already a customer?
Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958
Annual Interest Rate
19.5%1
Minimum Credit Limit
$5000
Annual Fee¹ $110


Additional Cards
Annual Fee
$30

Save 50% on
Annual Fees!
Learn more.

Grace Period
Interest-free up to 21 days8 on purchases
Scotia Rewards®
Travel anywhere, at any time of the year with no restrictions!
ScotiaStar Network®
10 times the Scotia Rewards points

No other travel rewards card gives you more flexibility than the ScotiaGold Passport™ VISA* card.

Your Passport to Great Travel Rewards Starts Here!

Your ScotiaGold Passport VISA card will take you anywhere you want to go. Use your Scotia Rewards points to book any type of travel you want, including:

  • Flights
  • Hotels
  • Holiday packages
  • Cruises
  • Rail travel, and more!

Travel anywhere, at any time of the year with no restrictions!

With the Scotia Rewards program you can book flights on any airline, to any destination, at any time of the year, without blackout periods, limited seating or Saturday night stay restrictions.

Exclusive Travel Services

Enjoy exclusive toll-free access to the Scotia Rewards Travel Service² a full-service travel agency, with access to online travel sites, tour operators, cruise lines and more!

Book with the Scotia Rewards Travel Service and you'll enjoy:

  • A 5% Cash Back on airline tickets, pre-package tours, and cruises3
  • The flexibility of using 'Points only' or 'Points plus ScotiaGold Passport VISA card purchase'
  • Access to exclusive travel opportunities and 'last second' deals at low rates
  • Very competitive prices and no booking fees!

For a look at just some of the travel experiences available visit scotiarewards.com.

Concierge Services

The Scotia Rewards Concierge Service4 gives ScotiaGold Passport VISA Cardmembers free access to a worldwide network of specialists that can help you take care of your to-do list. Call 1-800-665-2582 (select option 4) in North America or call collect at (905) 696-5088 (outside of Canada & the U.S.) 24/7 to get assistance with things like:

  • Obtaining much sought-after sporting or event tickets
  • Making restaurant recommendations and reservations
  • Arranging a floral delivery
  • Booking private ski or tennis lessons
  • Coordinating a household service provider
  • And much more!

Boost Your Points with ScotiaStar Network®

Enroll in the ScotiaStar Network and boost your points5 when you shop or dine at ScotiaStar Partners.
Enroll today - It's FREE.

Comprehensive Travel Protection & Savings6
View Detailed Descriptions

  • Automatic Travel Emergency Medical Insurance at no extra cost
  • Trip Cancellation/Interruption Insurance at no extra cost
  • Common Carrier Travel Accident Insurance
  • Purchase Security & Extended Warranty Insurance
  • Rental Car Collision Insurance
  • Lost Luggage and Delayed Luggage Insurance
  • Hotel/Motel Burglary Insurance
  • Optional Scotia VISA Balance Protection
  • Zero Liability Policy7
  • FREE Card Registry Service [PDF: 273kb]
  • Discounted rates at participating AVIS car rental locations worldwide
  • Commission-free Travellers Cheques

Other Features

  • Worldwide acceptance
  • Minimum $5,000 credit limit
  • Interest-free grace period of up to 21 days on card purchases8
  • Scotia® VISA Cheques - free of charge
  • Easy access to your VISA account via Scotiabank ABMs, TeleScotia® Telephone Banking, Scotia OnLine® Financial Services

Fees & Interest Rate¹

Annual Fee

  • $110
  • $65 applies to Cardmembers 65 years of age or older.
  • $55 if account is secured under a Scotia Total Equity® Plan ($32.50 for Cardmembers 65 years of age or greater).

Additional Cards Annual Fee

  • $30
  • $15 if primary Cardmember is 65 years of age or older.
  • $15 if account is part of a Scotia Total Equity Plan.

Annual interest rate 19.5%.

Potential Costs Savings

Use your ScotiaGold Passport VISA card to book a two-week vacation and you could:
SAVE $76 Travel Emergency Medical Insurance - for trips of 31 days or less only. Cardmembers who travel for more than 31 days, but less than 45 days, must purchase top-up coverage prior to leaving their province of residence by calling Scotia Assist at 1-800-263-0997. (Based on premiums for a two-week trip for two adults under 65)*
SAVE $210 Rental Car Collision Insurance (two week rental)*
SAVE $150 Trip Cancellation/Interruption Insurance based on a vacation package of $2,500 for two adults under 65)*
SAVE $30 Common Carrier Travel Accident Insurance*
SAVE $125 5% Cash Back (on a $2,500 vacation package for two booked with the Scotia Rewards Travel Service)
SAVE $25 Commission-free regular American Express Travellers Cheques (based on $2,000).
TOTAL SAVED: $616

It's Easy to Apply!
Apply online
Already a customer? Sign-on to Scotia OnLine
Visit any Scotiabank Branch
Call us at 1-888-882-8958

For current rates and information on fees and interest cost, call 1-888-882-8958.

To order additional cards, simply download our supplementary card order form, complete and sign the form and drop it off at your Scotiabank branch.

1 Interest rate of 19.5%, annual fees and features are effective as of
September 1, 2008, subject to change without notice. Learn more about VISA card fees and VISA card interest rates.

2 Travel services provided by a duly licensed 3rd party travel agent.

3 In order to be eligible for a Cash Back rebate, all reservations and travel arrangements must be made through the Scotia Rewards Travel Service (Travel Services provided by a duly licensed 3rd party travel agent) and charged to your ScotiaGold Passport VISA card. Taxes, service charges, insurance, hotels, motels, car rentals and personal expenditures are excluded unless already included in prepackaged tours. The Cash Back will be automatically credited to your ScotiaGold Passport VISA account within two billing cycles following your departure date. 5% Cash Back rebate is provided by a Third Party. For more information, please contact the Scotia Rewards Travel Service at 1 800 665-2582.

4 Concierge Services provided by a 3rd party concierge service.

5 Participating ScotiaStar Partners and Scotia Rewards points offered can change at any time without notice. Visit www.scotiastar.com for a complete list of Partners and the extra rewards offered.

6 For all insurance coverages, certain limitations, restrictions and exclusions apply. Travel Emergency Medical Insurance and Trip Cancellation/Trip Interruption Insurance are only available to customers under the age of 65. You will receive Certificates of Insurance which contain a full description of coverage, when you're approved for the card.

7 Certain restrictions, limitations and exclusions apply. Please visit www.visa.ca for a full description of the VISA Zero Liability Policy.

8 Provided you pay your balance in full each month, by the payment due date. Effective May 1, 2008, the interest-free grace period will change from up to 26 days to up to 21 days.



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