Ideal for savers who prefer personal service when doing their banking.

• The first 2 debit transactions from your account each month are free. Subsequent debits are $1.25 each.
  
  
• Interest is earned on every dollar, and the higher your balance the higher your interest rate,
  

• View the current interest rate for this account.
  
  
• Recordkeeping Options
  
  
  • Paperless Recordkeeping through Scotia OnLine® Financial Services.
    
    
  • Paper Statement - Cheque image return with paper statement is available for a monthly fee.
    
    
  • Passbook for $1.50/month in any month were the daily closing balance in the account falls below $500.¹
    
    
• Liquidity to take advantage of investment opportunities or deal with emergencies.
  
  
• Interac or Plus* fees apply for shared ABM services (other financial institutions' banking machines).

	To open an Account simply: Submit request online Already a customer? Sign-on to Scotia OnLine Visit any Scotiabank Branch Call us at 1-800-4SCOTIA (1-800-472-6842)

You can also change your existing account online.

Use Scotia Simple Switch to transfer your accounts from another institution to Scotiabank. Get control and leave the hassle to us.

¹ This fee does not apply to participants in the Scotia Plus program.