You're busy and want an all inclusive account to meet your needs. The Scotia Value® account waives the fees on a host of bank services including money orders, American Express Travellers Cheques and certified cheques.

The Scotia Value account offers great value for a reasonable monthly fee.

Features

For just $11.95 a month, you’ll get an account with:

• 50 debit transactions (self-service¹ or teller-assisted² transactions), including:
  • Chequing
  • Cash withdrawals
  • Bill payments
  • Transfers
  • Debit purchases using Interac*** Direct Payment
  • Additional transactions and teller-assisted transactions are charged at 65¢
  • Plus the following items at no additional fee:
    • Certified cheques
    • Stop payments
    • Processing foreign currency cheques
    • Money orders and drafts
    • Personalized cheques - 50 Securitone Aqua style (single or duplicates) per order at your branch or through Scotia OnLine® Financial Services
    • Commission-free regular American Express Travellers Cheques
    • Cheque return with monthly paper statement
      
• Access to Scotiabank branches, automated banking machines, Scotia OnLine Financial Services, TeleScotia® telephone banking and Wireless Financial Services.
  
  
• Cash withdrawals when traveling outside Canada, from ATMs belonging to member banks of the Global ATM Alliance
  
  
• Recordkeeping Options
  
  
  • Paperless Recordkeeping through Scotia OnLine Financial Services
    
    
  • Paper Statement - Cheque image return with paper statement is available at no charge.
    
    
  • Passbook
    
    
• Available with overdraft protection on your account (subject to credit approval) regular fees apply.
  
  
• Tiered interest is calculated on daily closing balances, so as your account balance increases, so does the interest rate. View current interest rates for this account.
  
  
• $5.00 annual discount on safety deposit boxes.
  
  
• Transfer your RRSP to Scotiabank and receive a transfer rebate. (Up to $25.00 per RRSP paid into plan. This does not include self-managed brokerage or ScotiaMcLeod plans.)
  
  
• Save up to $175.00 on a property appraisal or CMHC/GENWORTH application fee when obtaining a new residential first mortgage.
  
  
• Get either Scotiabank Value® VISA* card or a ScotiaGold Passport™ VISA* card (subject to credit approval) with no annual fee for the first year.

	To open a Scotia Value Account: Submit request online Already a customer? Sign-on to Scotia OnLine Visit any Scotiabank Branch Call us at 1-800-4SCOTIA (1-800-472-6842)

¹ Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre-authorized payments) and Interac*** Direct Payments.

^² Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.