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The ScotiaGold Passport™ for business VISA* card offers benefits and features designed to meet the needs of your business - from outstanding rewards and comprehensive insurance coverage to a competitive interest rate.
An Exceptional Array of Rewards
Being rewarded for every dollar you spend makes good business sense. The Scotia Rewards program gives you one Scotia Rewards point for every dollar in purchases charged to your card2. By using your ScotiaGold Passport for business VISA card for all of your purchases, you'll be able to quickly redeem your points for an extensive array of rewards, including2 :
- Flexible, unrestricted travel options through our complimentary travel agency
- Brand-name merchandise
- Gift certificate from major retailers
- Scotia Rewards Investment & Credit Vouchers
Supplementary Cardmembers also earn Scotia Rewards points — a great way to earn extra points on all of your business expenses and their purchases are itemized separately on your statement each month for improved expense management.
It's More Rewarding, in More Ways
For ScotiaGold Passport for business VISA Cardmembers who also carry a ScotiaGold Passport VISA card,3 you can combine the Scotia Rewards points earned on both cards when you decide to redeem your points.
What's more, you'll also benefit from a 50% reduction in the annual fee on your personal ScotiaGold Passport VISA card — an annual savings of up to $554.
Additional Card Benefits
- Personalized cards with both your personal and business name.
- Free Scotia VISA Cheques for balance transfers, or to pay insurance premiums, medical/dental bills and utility bills.
- Access to VISA mini-statements through Scotiabank ABMs, Scotia OnLine® Internet Banking and TeleScotia® Telephone Banking.
- Instant Cash Advances Worldwide
Use your Scotiabank VISA* card and Personal Identification Number (PIN) to obtain cash advances at any Scotiabank Interac*** ABM in Canada and at over 1 million VISA/PLUS* member ABMs around the world. You can select a PIN for your VISA card at any Scotiabank branch.
- Lost or Stolen Card Assistance
Should your Scotiabank VISA card ever be lost or stolen, VISA Assistance Centres are ready to help with emergency card replacement.
Business Travel with Real Peace of Mind
Detailed Descriptions
Take advantage of extensive travel insurance benefits at no extra cost, such as5:
- Flight Delay Insurance
- Rental Car Collision Insurance
- Common Carrier Travel Accident Insurance
- Lost Luggage and Delayed Luggage Insurance
- Hotel/Motel Burglary Insurance (Canada and the USA only)
In addition to comprehensive travel insurance, save with 5% Cash Back6 on airline tickets, pre-packaged tours or cruises booked through our travel agency7. Plus, you'll enjoy exclusive access to our Concierge Service8 and a worldwide network of experts who can provide you with personalized service 24/7.
Other business travel savings include:
- Discounted rates of up to 20% at participating AVIS locations worldwide.
- Discounts of up to 50% at participating hotel locations worldwide
- Discounts of up to 20% at participating Choice Hotel locations in North America
- Commission-free Travellers Cheques
1 Provided you pay your balance in full, each month, by the payment due date.
2 Points are not awarded for cash advances, Scotia®VISA cheques, credit vouchers, returns, payments, annual card fees, interest charges or service/ transaction charges.
3 Subject to certain conditions.
4 Subject to change without notice. The 50% reduction in the ScotiaGold Passport VISA annual fee applies to the Primary Cardmember annual fee only. The reduced ScotiaGold Passport VISA annual fee will be billed on the fee renewal date following the open date of the ScotiaGold Passport for business VISA account. Customers who have already been billed and have paid their annual fee prior to opening a ScotiaGold Passport for business VISA card, will not benefit from the 50% reduction in the annual fee, until their next fee renewal date.
5 For all insurance coverages, certain limitations, restrictions and exclusions apply. You will receive Certificates of Insurance which contain a full description of coverage. Please read them carefully. All claims for insurance indemnities must be forwarded to the insurers.
6 To qualify for the 5% Cash Back rebate, all reservations and travel arrangements must be made through the Scotia Rewards Travel Service (Travel Services provided by a duly licensed 3rd party travel agent) and charged to your ScotiaGold Passport for business VISA card. Eligible expenses include airline tickets, pre-packaged tours and cruises. Taxes, service charges, insurance, hotels, motels, car rentals and personal expenditures are excluded, unless already included in pre-packaged tours. The Cash Back will be automatically credited to your ScotiaGold Passport for business VISA account within two statement cycles following your departure date.
7 Travel services provided by a duly licensed 3rd party travel agent.
8 Concierge services are provided by a 3rd party. Any purchases made using the Concierge Service will be charged directly to your ScotiaGold Passport for business VISA account.
9 Annual fees as of January 2008, subject to change.
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It's Easy to Apply!
