Business Investment Account

Grow your surplus funds with a competitive interest rate.

Product benefits

  • Earn interest on balances between $25,000 and $50,000,000*
  • Available for CAD or USD
  • Save with no monthly fee
  • Withdraw funds anytime
  • Grow funds with interest calculated daily and paid monthly
  • Bank quickly and conveniently online

Account details

Account Features1 & Interest Rates (p.a.)2
Currency CAD USD
Maximum balance $50,000,000 $50,000,000
Monthly Maintenance Fee $0 $0
Balance Tiers* Interest Rates (CAD) Interest Rates (USD)
$25,000,000 - $50,000,000† 4.20% 3.550%
$7,500,000 - $24,999,999 4.20% 3.550%
$2,000,000 - $7,499,999 4.20% 3.550%
$25,000 - $1,999,999 3.70% 3.250%
Under $25,000 0.000% 0.000%

*  Interest is calculated on the entire daily closing credit balance within the highest applicable interest rate tier, at the rate for that tier, and paid monthly.

†  For funds exceeding $50,000,000, speak to your advisor about other investment options better suited for your business.

Related services

Dual Rate Investment Account

Operate your business and save surplus funds – all with a single account.

Redeemable GIC

Provides liquidity and can be redeemed before maturity.

Non-Redeemable GIC

Earn more interest when you lock in your funds in this guaranteed investment.

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