VISA Business Card Program - Small and Mid-sized Business

ScotiaGold Passport for Business VISA Card


The Scotiabank VISA*Business Card, available in Canadian or U.S. currencies offers your employees a convenient and secure credit card for business purchases. You’ll also enjoy additional benefits:

Top reasons to choose this account

  • Customize your card program Choice of gold and silver cards.

  • At a glance reporting 24/7 Secure, paperless, and Web-based.

  • Cash back rewards and savings Up to 1% cash back annually per card.

  • Simplified Expense Management Reduce, consolidate and streamline.

  • Available in CAD and USD.

  • Helpful Additional Information

    Pricing based on Card Type and Currency
    The annual fee for Scotiabank VISA Business Cards is based on the type of card (Gold or Silver) and the currency (CAD or USD) you select to suit your cardholder and business needs.

    CAD Program
    Silver $65 CAD
    Gold $95 CAD

    USD Program
    Silver $65 USD
    Gold $95 USD

    Fees will be changing effective September 16, 2016. Contact us for more information.

    Cash Back Rewards1 and Savings
    With our Canadian dollar program, your business will receive cash back annually at a rate of up to 1% per card based on spending levels. The cash is deposited directly into your Scotiabank business deposit account, annually in October. The maximum cash back is $25,000 per year, at the program level.

    Simplified Expense Management
    The Scotiabank VISA Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. You'll have fewer cheques to write, convenient direct debit monthly payments, and the ability to reconcile your card expenses online. It also reduces your Business Account transactions by consolidating payments, which can reduce your service charges.

    Customize your card program by selecting the appropriate combination of gold and silver cards for your cardholders, available in either Canadian or US currencies. You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.

    Gold and Silver Cards

    • Silver for more modest spending limits
    • Gold for prestige and recognition, with comprehensive travel insurance and international concierge services.

    You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.

    At a Glance Reporting 24/7
    Web-based reporting allows you to check and reconcile expenses securely online, anytime and easily export detailed information into your financial software for fast analytics. In addition to online reporting, your statements are also generated electronically, virtually eliminating the need for paper.

    VISA SavingsEdge®1

    Turn business purchases into business savings with Visa SavingsEdge. It's free to join. Just enrol your eligible Scotiabank Visa Business card at Then make qualifying†purchases with your enrolled card at participating merchants. Savings will appear as credits on your future account statements.




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    At a Glance


    Cash back annually per card


    at a glance reporting

    Save on

    office supplies and other business-related items.

    Ready to apply

    By Phone

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    (CAD$ Card Only)

    In Person

    Find a Small Business advisor in your area

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    Apply using our online application if your business' annual sales are up to $5,000,000.(CAD card only)2

    Apply Today