VISA Business Card Program - Small and Mid-sized Business
Earn cash back rewards and savings
The Scotiabank VISA*Business Card, available in Canadian or U.S. currencies offers your employees a convenient and secure credit card for business purchases. You’ll also enjoy additional benefits:
Top reasons to choose this account
Customize your card program Choice of gold and silver cards.
At a glance reporting 24/7 Secure, paperless, and Web-based.
Cash back rewards and savings Up to 1% cash back annually per card.
Simplified Expense Management Reduce, consolidate and streamline.
Available in CAD and USD.
Helpful Additional Information
Pricing based on Card Type and Currency
The annual fee for Scotiabank VISA Business Cards is based on the type of card (Gold or Silver) and the currency (CAD or USD) you select to suit your cardholder and business needs.
Silver $65 CAD
Gold $95 CAD
Silver $65 USD
Gold $95 USD
Fees will be changing effective September 16, 2016. Contact us for more information.
Cash Back Rewards1 and Savings
With our Canadian dollar program, your business will receive cash back annually at a rate of up to 1% per card based on spending levels. The cash is deposited directly into your Scotiabank business deposit account, annually in October. The maximum cash back is $25,000 per year, at the program level.
Simplified Expense Management
The Scotiabank VISA Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. You'll have fewer cheques to write, convenient direct debit monthly payments, and the ability to reconcile your card expenses online. It also reduces your Business Account transactions by consolidating payments, which can reduce your service charges.
Customize your card program by selecting the appropriate combination of gold and silver cards for your cardholders, available in either Canadian or US currencies. You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.
Gold and Silver Cards
- Silver for more modest spending limits
- Gold for prestige and recognition, with comprehensive travel insurance and international concierge services.
You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.
At a Glance Reporting 24/7
Web-based reporting allows you to check and reconcile expenses securely online, anytime and easily export detailed information into your financial software for fast analytics. In addition to online reporting, your statements are also generated electronically, virtually eliminating the need for paper.
Turn business purchases into business savings with Visa SavingsEdge. It's free to join. Just enrol your eligible Scotiabank Visa Business card at www.visasavingsedge.ca. Then make qualifying†purchases with your enrolled card at participating merchants. Savings will appear as credits on your future account statements.
At a Glance
Cash back annually per card
at a glance reporting
office supplies and other business-related items.
Cash back rewards available for Canadian dollar card program only.
Only if the annual sales of your business are up to $5,000,000. Qualifying Criteria
Registered trademarks of Visa/Licensed User.
Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation ("Visa Canada") to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrolment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge program are established by Visa Canada, and are available here. Visa Canada, not Scotiabank, is responsible for the Program. For details, visit www.visasavingsedge.ca. The following Scotiabank VISA Business cards are eligible: Scotia Momentum for business VISA* card, Scotia Gold Passport for business VISA* card, ScotiaLine for business VISA* Card and Scotiabank VISA* Business Card.