Scotiabank® More Rewards®*
Top Travel Points Credit Card (with no annual fee) 2017
Earn 6 points for every $1 spent on purchases at participating More Rewards locations1
Earn 4 points for every $1 spent on eligible purchases everywhere else1
Great reasons to get this card for your everyday purchases
Choose from a variety of reward options
Redeem your More Rewards points for travel, groceries, gift cards, merchandise and more at MoreRewards.ca.
Earn points faster
Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations1.
Earn 4 More Rewards points for every $1 spent on eligible purchases everywhere else1.
Get 1 additional point for every $1 you spend when you use your More Rewards loyalty card at partner locations1.
Max your rewards
There's no limit to the number of points you can earn on everyday purchases1.
Fees, rates & other information2
0.0 each Supplementary Card
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Your card comes with benefits
As a Scotiabank More Rewards Visa cardholder, you’ll enjoy exclusive features.
The 15,000 More Rewards points offer is only available for a new Scotiabank More Rewards Visa Account (the “Account”) approved between June 1, 2017 and June 30, 2018 (the “Offer Period”). The 15,000 bonus points will be awarded if a first purchase is made on the new Account within the first 90 days of the Account opening date. Duplicate applications are not eligible for this bonus points offer. One bonus points offer per customer. Bonus points will be awarded to the applicable More Rewards account within 30 days of the first purchase. This Bonus points offer is limited to one Account opening during the Offer Period per More Rewards membership. In cases where there are both primary and secondary More Rewards Visa Account cardholders, the 15,000 bonus points will be credited to the More Rewards membership account of the primary or secondary cardholder making the first purchase on the new Account within the first 90 days of the Account opening date. Offer may be extended, changed or cancelled at any time without notice. More Rewards points and the More Rewards program is owned and operated by Overwaitea Food Group Limited Partnership. For complete details about the More Rewards Program visit www.morerewards.ca. The Bank of Nova Scotia is not responsible for the Program including More Rewards points.
The More Rewards customer loyalty program (the 'More Rewards Program') is administered by the Overwaitea Food Group Limited Partnership ('OFG'). Earn 6 More Rewards Points on each $1 in purchases made in-store on a Scotiabank More Rewards Visa Card (the Card) at all participating More Rewards Locations, earn 4 More Rewards Points on each $1 in all other purchases made on the Card and earn 1 More Rewards Points on all each other $1 in purchases made on the Card. More Rewards points are not awarded for fees, cash advances (including Scotia Credit Card Cheque, balance transfers, cash-like transactions including casinos and gambling), payments, Scotia Rewards Dollars, or returns or other similar credits. More Rewards Points are awarded to the More Rewards account of the Primary Cardholder. The Bank of Nova Scotia (Scotiabank) is not responsible or liable for the More Rewards Program or the use of the More Rewards loyalty card. See full More Rewards Program terms
Purchase Security and Extended Warranty are underwritten by American Bankers Insurance Company of Florida (ABIC), while Price Protection Service is a service provided by ABIC. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with the card. The Bank of Nova Scotia is not an insurer. All claims must be forwarded to ABIC. Read the Certificate of Insurance then keep it in a safe place with your other valuable documents.
The Primary Cardholder on the Scotiabank More Rewards Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada. All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.
10% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.
Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.
Registered Trademark of The Bank of Nova Scotia
Visa Int./Licensed User.